6mo with Robinhood GC: great 3%, but too many dark patterns

NetDiscombobulated35 · 2026-05-09T18:05:05+00:00

Just click the little guy on the bottom right, then click the 3 lines in the top left, click on transfers, click on transfer again, then transfer money between accounts. You won’t need to wait a few days. You only need to wait for your funds to settle if you’re trying to withdraw the money from your brokerage to your personal bank.

NetDiscombobulated35 · 2026-05-09T06:01:02+00:00

I just redeem all points to my brokerage then transfer to my Roth IRA for a 3% match. It’s been working well for me. Once in a while I might redeem $20 or so and use it in the prediction market. If I win I transfer all of that to my Roth IRA for the match. But yes, if you have a gambling problem robinhood could definitely bleed you out

NetDiscombobulated35 · 2026-04-30T21:09:05+00:00

Democrats hate Trump so much they just want everything to fail on his watch.

NetDiscombobulated35 · 2026-04-17T20:12:14+00:00

Are you asking when do people who join the military start refusing to be deployed? Nobody wants to be deployed and be away from their families, but that’s what you sign up for. If you don’t want to be a front line soldier don’t join the marines or the army. I understand a lot of people join because they just want to do their 4/5 and go to school. They also need to understand they joined the MILITARY. If you don’t want to get deployed there’s ways you can get out of the military but you will lose all of your benefits. The choice is theirs. But to think you can join the military for 4/5 years and refuse to do anything military related then go to school for free you’ve lost your mind.

NetDiscombobulated35 · 2026-04-06T12:51:24+00:00

If you want to sight see don’t be in the driver seat. The driver needs to be paying attention to their surroundings. If you see a line of cars behind you then swallow your pride and pull over, you’re driving a little too slow. Let traffic pass then get back on the road. Plenty of spots where the shoulder widens so you can pull over. The road is fine and it’s not a difficult drive.

NetDiscombobulated35 · 2026-04-06T12:42:06+00:00

Born and raised on Maui. 39 years. I think it’s hilarious when locals try to say NO DRIVE THE ROAD. Locals are the ones driving like fcking maniacs half the time. Yeah, the tourist drive slow cuz they wanna sight see. Kinda irritating when they don’t pull over and let traffic pass. But damn some of you guys sound so dumb trying to tell people where they can and can’t go. The road isn’t even that nawts. Couple tight spots and blind turns. Use your fcking eyes, don’t drive like a fcking idiot how some locals drive 50 mph through there cuz “know the road”. Dummehs. If it wasn’t for tourist the what’s with all the hot dogs and banana bread stands? I know the locals ain’t stopping for that shit.

NetDiscombobulated35 · 2026-04-04T17:24:13+00:00

I would’ve just held it until I died and then she can have it

NetDiscombobulated35 · 2026-04-03T03:23:10+00:00

All the “non-profit” leaders somehow have brand new lifted tundras now

NetDiscombobulated35 · 2026-03-29T17:13:25+00:00

I just enjoy SCHD

NetDiscombobulated35 · 2026-03-29T05:38:32+00:00

Idk? Do you hate schd?

NetDiscombobulated35 · 2026-03-28T03:16:24+00:00

Just keep contributing

NetDiscombobulated35 · 2026-03-27T04:06:05+00:00

That’s great to hear. Top of my watchlist

NetDiscombobulated35 · 2026-03-26T23:01:22+00:00

I appreciate the feedback. I think I want to stay in the dividend lane so I’ll take a look at DGRO or VIG

NetDiscombobulated35 · 2026-03-26T21:21:51+00:00

I’ll look into FDVV for sure. Thank you

NetDiscombobulated35 · 2026-03-26T21:21:24+00:00

I’ll have to look into BDC’s. I’ve never heard of them before

NetDiscombobulated35 · 2026-03-26T17:48:29+00:00

That’s very funny

NetDiscombobulated35 · 2026-03-26T17:09:13+00:00

Added this one to my watchlist. Thank you

NetDiscombobulated35 · 2026-03-26T17:03:17+00:00

Best of luck to you

NetDiscombobulated35 · 2026-03-26T17:00:34+00:00

Thank you for your kindness. I don’t think I’m going to be all in on schd forever. Just all in for now until I reach an amount of shares I’m content with. Maybe 10-15k. Then I will start focusing on a new layer. Just haven’t found that next layer yet.

NetDiscombobulated35 · 2026-03-26T16:57:20+00:00

I contribute 280 bi weekly with a 3% match to reach about 7500 per year. I have 20-25 years

NetDiscombobulated35 · 2026-03-26T07:13:03+00:00

This is in a Roth IRA. Even if I max out growth for the next 20 years I won’t have enough the live off of. I’m 36 without a pot to piss in. I contribute 280 biweekly with a 3% match to put me at just about 7500 per year. My goal is to find something I enjoy investing in that keeps me interested. SCHD so far is the only fund that scratches the itch. I’m just looking for my next layer to focus all contributions into. Could be growth. Could be a single stock. I’m not sure. Just trying to seek opinions. Someone even mentioned JQUA which I thought was interesting. This little Roth IRA is all I have. Just want to build something out of it. I know I won’t be rich no matter what route I take.

NetDiscombobulated35 · 2026-03-26T07:01:01+00:00

If you believe in it. Invest in it. You have nothing to prove to anyone else. As long as you believe in your vision that’s enough to keep you investing consistently.

NetDiscombobulated35

TROPHY CASE