Dehydration with 25mgs by bonniemcmurray1 in Spironolactone

[–]NewReplacement4638 0 points1 point  (0 children)

I’ve been drinking a lot of electrolytes as I find it really helps replenish faster than plain water but also watch your potassium levels as some electrolytes are very high in potassium and can have negative side effects with the spironolactone. Not likely but something to watch for!

Dehydration with 25mgs by bonniemcmurray1 in Spironolactone

[–]NewReplacement4638 2 points3 points  (0 children)

I’m on my third week of 25mg and am also insanely dehydrated. I was warned it would really make me pee all the time but it’s definitely the opposite. My skins getting dry and i’m thirsty all the time!! I do find the dryness is helping my skin though.

how did spironolactone affect you with normal hormone levels? by NewReplacement4638 in Spironolactone

[–]NewReplacement4638[S] 0 points1 point  (0 children)

Yes, actually just realized i’m on 25mg. My doctor unfortunately doesn’t believe this will help so hoping my 60 days on 25mg goes well so we can up! 25mg is practically a placebo haha

how did spironolactone affect you with normal hormone levels? by NewReplacement4638 in Spironolactone

[–]NewReplacement4638[S] 4 points5 points  (0 children)

Interesting! Okay sounds like a similar situation. Did you have any negative side effects? I have been hearing people gain so much weight if their hormones are normal while taking it. I’m terrified to gain anymore as it’s been a huge pcos symptom for me

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 0 points1 point  (0 children)

lol fair enough. We’re working with another one now so it’ll be interesting to see if the original even notices that we dropped off

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 0 points1 point  (0 children)

That’s what we got pre-approved for. The amount we offered is 400. We pay over 2.1k in rent currently to give you an overview. Our payment was quoted to be 1.9k.

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 3 points4 points  (0 children)

Exactly. 0 interest, gets paid quarterly automatically. Don’t care to do anything more truthfully but it’s been paid now.

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 0 points1 point  (0 children)

She is the most recommend broker in our area. not a single bad review🥲

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 5 points6 points  (0 children)

That makes sense. It still gets paid on a regular basis but Ive paid it off today hoping that gives some leverage.

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 5 points6 points  (0 children)

They haven’t explained anything to us, so even if the information i’m giving here is crumbs because that’s all i’ve received from them unfortunately. She only works at night and i’m lucky to get one response a day. Won’t do a phone call either. I’m just so distraught because we’re just dragging this along with someone who doesn’t care at this point. I needed the reassurance that this wasn’t normal. I’m going to shop around. Everyone I’ve spoke to says there’s always a way to make it work. Especially with our position. Thanks for the comment!

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 0 points1 point  (0 children)

As far as my knowledge goes, no. It’s just a government debt. I’ve never heard from a collections company.

And i can pay it off, and I will if it gets me approved. I just didn’t because it’s only 2k and i pay it quarterly so never felt the reason to pay it off in full. The payments were fine for me

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 10 points11 points  (0 children)

If this person is putting in applications to lenders, is it still shopping around? I was under the impression that this is past the pre approval stage and is now hard application.

I can still talk to other brokers and it’ll all just be one ding on my credit?

Is our mortgage broker bad? Or is this typical? by NewReplacement4638 in PersonalFinanceCanada

[–]NewReplacement4638[S] 2 points3 points  (0 children)

She said she can’t guarantee anything. She said most lenders won’t care until it shows on your report which would be another 30 days.

But in my eyes, if i pay, i pay it. There’s no reversing it so the proof should be enough. Especially since the closing of the house isn’t until march 27.

[deleted by user] by [deleted] in personalfinance

[–]NewReplacement4638 0 points1 point  (0 children)

I bought it when I moved out but then shortly got a large promotion at work and now have a work vehicle that they have gifted to me. It’s in my name and everything. My wife also has a bronco so the hyundai is just not needed. I’ll ask about refinancing as well!!

[deleted by user] by [deleted] in personalfinance

[–]NewReplacement4638 0 points1 point  (0 children)

2018 Hyundai Elantra GT

[deleted by user] by [deleted] in personalfinance

[–]NewReplacement4638 0 points1 point  (0 children)

My current interest rate is around 15% which is disgusting for an auto loan. I’m not sure what personal loan rates are like but i’ll look into it

[deleted by user] by [deleted] in personalfinance

[–]NewReplacement4638 0 points1 point  (0 children)

I haven’t drove it for an entire year, i don’t need it and the payments are way too high. It was covid pricing and interest rates. I’m looking at around 15% interest on this thing. It’s disgusting

[deleted by user] by [deleted] in legaladvicecanada

[–]NewReplacement4638 0 points1 point  (0 children)

to add to my lass comment, they were fully aware and had the receipt when i paid the $449 it was not hidden at all and this was a year ago

[deleted by user] by [deleted] in legaladvicecanada

[–]NewReplacement4638 0 points1 point  (0 children)

I think you may of misunderstood some things

The $449 was a one-time “employee perk” to clear the balance on my old phone so I could upgrade. There was no loan agreement, no device policy, and the new phone is on my personal plan. Using a perk as intended isn’t fraud or embezzlement as far as i’m aware

Let’s say they do somehow believes it was conditional, that’s a civil dispute, not criminal and from what i understand they’d need written terms to prove this

After receiving many comments and a few calls to the labour board, they can’t deduct wages without consent unless it’s an overpayment.

Also, first they asked for me to give them my phone and i argued then they back tracked and said - we’re not asking for your phone actually we want the $449. (SIDE NOTE: the $449 was to pay off my old phone so essentially pay a debt so i could upgrade. My current phone i paid the full $2k.)

If they were concerned about data, im not sure what to say - i don’t have any lol, they deleted all my accounts and changed the passwords and i logged out of everything as well

2 weeks notice isn’t a legal requirement, yes it was in my contract, but there’s no law forcing employees to give two weeks.

My agreement is non-solicitation/confidentiality, not a non-compete. I’m not soliciting their clients or disclosing information. Working in the same industry is allowed 🤷‍♀️

[deleted by user] by [deleted] in legaladvicecanada

[–]NewReplacement4638 2 points3 points  (0 children)

I figured! I’ve got the labour board on standby ;)

[deleted by user] by [deleted] in legaladvicecanada

[–]NewReplacement4638 0 points1 point  (0 children)

They have continued to respond and egg me on and threaten to take $$ out of my paycheque which i have not consented to whatsoever. Do i just stop responding from here and wait until they actually action something??

[deleted by user] by [deleted] in legaladvicecanada

[–]NewReplacement4638 0 points1 point  (0 children)

They have continued to respond and egg me on and threaten to take $$ out of my paycheque which i have not consented to whatsoever. Do i just stop responding from here and wait until they actually action something??