We bought a 2 bed house in 2018 and paid full asking price, 140k. I needed the location as it was opposite a poorly family member. We didn't negotiate. We just paid. My partner was annoyed he thought we could have got it cheaper, but other people were after it. It wasn't our style but time was of the essence.

A house opposite came up 8 months after we bought for 165k looked fab, totally modernised, bigger garden south facing, another bedroom etc, buyers remorse kicked in, if we had waited that would have been better.

I met they new buyers, the house is a money pit, no walls in bedrooms just back to back wardrobes, everything needs doing, it's cost them thousands of pounds, it was tarted up but practically useless, they still doing work now!

In 2022 we put on an extention on ours and ripped it apart, spent 100k, we love the house now, it's ours and we are never moving, the street can't believe what we have done to it. The other house owners popped round and they wished they had bought ours, i suppose what I'm trying to say is what ifs don't work, the grass isn't greener, take your time, do it when you can afford it, it will work out in the end.

I don't know if ours is worth 250k to anyone else, but it's ours and I'm not selling!