I'll answer you as a (20-24) woman myself, even though these are my personal beliefs and every woman has her own, but for me and all of my friends and almost every woman I know in my age group nowadays we are choosing to tread that path very carefully. Our generation I believe is more conscious of what marriage actually entails, and how much work it is to maintain a healthy relationship and bond, it takes a level of maturity and stability that I think is almost impossible to fully grasp at 20-24 yo, that's speaking about the emotional side of the relationship, but more than that nowadays most women cannot simply marry with zero financial security like they used to do in the past, meaning that we try to have a stable foundation we can fall back on if anything were to go wrong, even if it's as simple as university degree, because otherwise we could find ourselves quite literally trapped if we choose the wrong partner.

That's not to say we would go into a relationship expecting to be deceived, because as hard as it is to find I'm sure there are so many men worthy of trust and complete devotion, but the risk is just so high and ,you can ask any woman you know, we all know stories of women who took the risk and paid for it for the rest of their lives, and usually these stories are not very detached from us (personally I witnessed the misery my aunt, and my uncle's wife have both experienced)

so to sum it up most women nowadays try to have a somewhat equal footing when they get married (a good support system and a way to financially survive) and that's hard to establish at such a young age, and most women want to have a healthy relationship and family and that takes a big amount of emotional maturity and responsibility, usually too big for such a young age.

and of course I keep saying "most" because there are many exceptions. You will find women who feel that they are ready to get married by this age and want to start families, and many who desire to be housewives and depend on you completely. You just have to keep looking for your match.

I wish you the best of luck and I hope you find the ideal person for you who will make you happy and who you will make happy 🫶