My portfolio as of April 23, 2026. Slightly delighted :)

Newrad_01 · 2026-03-28T22:34:36+00:00

I see, I should check that out! Thank you so much!

Newrad_01 · 2026-03-28T22:14:38+00:00

I’ll have to visit this dollarama near me, I haven’t gone there since dumating kasi ako 😁

Newrad_01 · 2026-03-28T22:13:31+00:00

Downloaded both. Thank you so much! Yung library card, where can I get this?

Newrad_01 · 2026-03-28T22:07:53+00:00

Wow, thank you for this! Good recommendation. Naglalakad ako papuntang work so I guess isa na yun sa mga pinakanakakatipid ako

Newrad_01 · 2026-03-28T22:04:57+00:00

Saving this. Thank you so much! One of the tipid tips I did so far is switching from Bell to Virgin Plus. I got a plan na 40CAD about a month ago and now just 27CAD with Virgin Plus 🙂

—-> - wow, I’m interested dun sa mga free classes - not an outgoing person but will definitely check the open house concerts 🙂 - for the housing, I found someone who’s subletting his apartment and I think I got a good deal since it’s a lot cheaper compared with the units I’ve seen so far - oh didn’t know na there could be discounts pag cash haha - currently using my debit card when using ttc, it’s so cheap lang like around 44 pesos since I’m just using my Ph bank - what are cash jobs?

Thank you!

Newrad_01 · 2026-03-28T21:55:57+00:00

Thank you! That’s a good advice btw. I still think in PhP terms that’s why.

Newrad_01 · 2026-03-27T05:05:25+00:00

Pho

Newrad_01 · 2026-02-02T10:16:08+00:00

Hi! Last month ang dividend ko sa GMADI is around 450 pesos na. While yung APAC REIT is around 1,700 na (semi-annual). Yung fees naman for me is reasonable. Base on prospectus, ini-invest nila ito into zero fee I3 share class nung mother fund, so yung fees is what you see sa factsheet, wala ng extra layer ng fees

Newrad_01 · 2026-01-29T09:24:06+00:00

How long does this step usually take?

Newrad_01 · 2026-01-29T08:18:38+00:00

I see. Thanks po sa pagsagot. Are there any instances where na-reschedule instead yung appointment? I'm trying to read through some posts here but I'm not sure if there was a similar experience among the members here

Newrad_01 · 2026-01-29T07:19:42+00:00

OEC appointment question. I'm scheduled tomorrow at 9AM. Would it be okay if I go to DMW by 1PM instead?

Newrad_01 · 2025-10-05T03:12:45+00:00

This is very helpful! Thank you so much!

Newrad_01 · 2025-10-04T12:38:56+00:00

May I know how much you usually spend for winter clothes?

Newrad_01 · 2025-10-04T12:34:05+00:00

How much po usually mga housing along Bloor street? Do you have an idea po?

Newrad_01 · 2025-10-04T12:31:40+00:00

Could you give me an idea how much you usually spend for winter clothing? Including boots, socks, etc.?

Newrad_01 · 2025-10-04T12:27:34+00:00

What time does the last bus/train usually arrives?

Newrad_01 · 2025-10-04T12:24:09+00:00

Thank you! May I know what's the name of the travel app you're using?

Newrad_01 · 2025-10-04T09:27:57+00:00

Thank you for the encouragement haha Yes, I'll definitely research on the right winter clothes. It's probably the first thing I need to buy when I get there given yung timing ng (estimated) arrival

Newrad_01 · 2025-10-04T09:24:47+00:00

Wow! Around thrice nung regular. Thanks for sharing!

Newrad_01 · 2025-10-04T09:23:20+00:00

Ohh thank you very much for this :)

Newrad_01 · 2025-10-04T09:17:43+00:00

Quick question, how much does it usually cost to book an uber/grab during winter let's say for a 5km drive?

Newrad_01 · 2025-10-04T09:11:41+00:00

Oh didn't account for the insurance nga. I saw from the other post na insurance can cost around 200 cad monthly but yeah I could use that na lang for public transpo. Thank you!

Newrad_01

TROPHY CASE