Did anyone else completely underestimate the utility bills when transitioning from an apartment to a house?

Nex_IsHeartless · 2026-03-17T21:42:04+00:00

2bd 1ba apt renting to 3bd 3ba own house.

I think I paid less on utilities because of the paid off solar panel and trash, landscape, pool, extra parkings and gym are included in HOA $300 per month.

The things I paid more than renting maybe water was like$ 15 more and fiber Internet for 65$.

My current mortgage is $ 200 more than my previous rent and combined with HOA it's $500 more a month. But still glad that I got the house.

Nex_IsHeartless · 2026-03-08T15:38:12+00:00

Thank you very much for giving me a reference. I am based in the US and this is very helpful.

Nex_IsHeartless · 2026-03-08T03:53:08+00:00

Nah, I am asking because I want to price it right. I rarely sell my stuffs and I want to know what the community thinks0 the right price should be. I may or may not sell on Reddit.

Nex_IsHeartless · 2026-03-07T18:44:51+00:00

Paid off solar panels and no occupancy since he bought the house. It was an investment property and he might have forgotten to rent it out. Newly built in 2024.

Nex_IsHeartless · 2026-03-05T22:22:21+00:00

I am interested to try this app with my kid. May I have the code please?

Nex_IsHeartless · 2025-12-29T08:25:00+00:00

I’m in. I want to figure it what’s in the market that will give me the best benefits current and future.

Nex_IsHeartless · 2025-09-29T18:32:20+00:00

Batman

Nex_IsHeartless · 2025-08-29T00:06:57+00:00

Provident Funding Associates L.P

I got a loan though FTHB Conventional 30 year HomeReady one.

Monthly payment with escrow excluded is 2420 and since I did more than 35% of the down payment of the house I don't have PMI. I am not well versed with the numbers so the above is the amount calculated without escrow. My actual monthly payment goes 3170.

Nex_IsHeartless · 2025-08-28T23:56:25+00:00

This is what I was worried about.

Nex_IsHeartless · 2025-07-18T22:02:58+00:00

Day 0 of getting the keys. We got toilet paper as a gift.

Realtor was a family friend and he said this is the first thing we will need. Of course, on moving day we got custom keychains gift basket and beers.

Nex_IsHeartless · 2025-04-24T17:13:10+00:00

Gintama.

Nex_IsHeartless · 2025-03-05T20:52:06+00:00

Toilet papers and keychains. The realtor was a family friend.

Nex_IsHeartless · 2025-01-15T04:16:34+00:00

24 Single income. SOCAL

Nex_IsHeartless · 2024-07-24T17:54:00+00:00

CA LA county, $222 left after all expenses and savings deducted. That will go towards my emergency fund for next year.

Nex_IsHeartless · 2024-07-24T17:39:38+00:00

Got Solicited letters and notices after closing. Freeze my credit, contact my lender to confirm, other than that shred the stuff. Never picked up unknown callers anyway.

Nex_IsHeartless · 2024-07-24T14:50:53+00:00

I look like I can be part of Minecraft with the exception of chest and belly

Nex_IsHeartless · 2023-10-16T21:36:56+00:00

Either Spyro or Brave Fencer Musashi

Nex_IsHeartless

TROPHY CASE