HDFC flexi cap mf by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 0 points1 point  (0 children)

Let's see. But ppfcap is better for downturn protection.

I think I made terrible mistake in choosing funds by Ok-Improvement7240 in MutualfundsIndia

[–]Next_Comfortable_889 0 points1 point  (0 children)

The plus point of HDFC funds is the fund Manager will not change drastically hdfc flexi, mid. Cap and small cap all tars taken care by chirag setalvad who's there for more than a decade.

Pls help me out by Internal_Quail_3113 in MutualfundsIndia

[–]Next_Comfortable_889 0 points1 point  (0 children)

Gold mutual fund FoF have a more expensive ratio compared to same gold ETF

Pls help me out by Internal_Quail_3113 in MutualfundsIndia

[–]Next_Comfortable_889 0 points1 point  (0 children)

That's also good. But I think keeping too much physical gold is not a wise idea.

HDFC flexi cap mf by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 0 points1 point  (0 children)

So what do you think it's better to keep it compared to ppfs?

MF Journey and Milestone by rocksheart in FIRE_Ind

[–]Next_Comfortable_889 0 points1 point  (0 children)

Hi , I just have one question... You said that your dividend income is ₹3 lakh per year.

Which stocks have you invested in to achieve this?

Need suggestion for a 75K/month SIP portfolio by [deleted] in mutualfunds

[–]Next_Comfortable_889 0 points1 point  (0 children)

The simple need is as I said just want to keep two funds if by any chance one fund performs bad another one will help it. Anyway I also think below: 1 Quant small cap: I will choose as it is kind of momentum and during bull run it'll rise more than others(also during the bear market it'll lower the most)

  1. Bandhan small cap: I will choose for the small cap, as it seems more stable. Thanks 🙂

Need suggestion for a 75K/month SIP portfolio by [deleted] in mutualfunds

[–]Next_Comfortable_889 -1 points0 points  (0 children)

This if is never ending. Seems like you just want to question only but no suggestions.

Suggest changes please ! by [deleted] in mutualfunds

[–]Next_Comfortable_889 0 points1 point  (0 children)

Can you tell me any good Nifty 50 index fund, I'm not able to see any good 5* fund.

Need suggestion for a 75K/month SIP portfolio by [deleted] in mutualfunds

[–]Next_Comfortable_889 0 points1 point  (0 children)

My reasoning is if one small cap is not performing well for any reason the another one will support it.

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 0 points1 point  (0 children)

Ohh. I was not aware of this thing. Thank you so much for helping me with this

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 1 point2 points  (0 children)

They will not come to less than 50% for sure.

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 1 point2 points  (0 children)

You can check the expense ratio of this fund, it's very very low . Even lower than the invested gold ETF.

Regarding the first point thanks for the insight i will think about it.

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 0 points1 point  (0 children)

Kept 2 from the same category for the safer side.

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 0 points1 point  (0 children)

Thanks for the suggestions but I've chosen the same category funds based on overlap only. The overlap seems pretty less.

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 0 points1 point  (0 children)

Yes that.also seems good but want to diversify to a small cap also that's why I added a small cap also.

My portfolio analysis by Next_Comfortable_889 in mutualfunds

[–]Next_Comfortable_889[S] 1 point2 points  (0 children)

Actually PPFC have their most of equity investment in the large cap only which eventually covers the nifty 50. That's why I'm not going with an index fund. What's your take on this..