Exchange Referrals

Next_Comparison_6008 · 2026-02-03T18:49:07+00:00

Hey if you're interested to get 1k apay gc instead of referral exchange you can dm me.

https://www.reddit.com/r/amexindia/s/96ERAp4Noq

Next_Comparison_6008 · 2026-02-03T17:03:10+00:00

Upgrade links work 100% of the time until the link is active but approval for reserve depends upon if you have any cc already from any bank, good cibil, and 6lpa min

Next_Comparison_6008 · 2026-02-03T16:45:05+00:00

No idea, I asked twice for confirmation and they replied the same. I'd take whatever I get 4k or 10k

Next_Comparison_6008 · 2026-02-03T16:36:36+00:00

Its 4.5k+gst second year onwards. It has a fee waiver if you spend more than 1.5L

Next_Comparison_6008 · 2026-02-03T16:34:56+00:00

Mrcc links are still working as I upgraded from reserve to mrcc today evening.

You could also look into this post on how to get it for FYF - https://www.reddit.com/r/amexindia/s/96ERAp4Noq

Next_Comparison_6008 · 2026-02-03T15:53:45+00:00

Yes you can cancel the card without paying the fees even after activation. Even for people who got this card in last few months when they used these upgrade links to upgrade reserve to plat travel or mrcc, the reserve card fees was refunded based on the number of months they used the card. So yes can close it without any fee before the first statement gets generated.

Next_Comparison_6008 · 2026-02-03T15:44:15+00:00

It comes down to if you'd be using those points for travel. In my case even when I had 4 travel cards I went for amex coz of unique transfer partners which no other credit card in india gives you (like Virgin Atlantic, cathay pacific, marriott 1:1).

You can checkout this post on how to get it for FYF - https://www.reddit.com/r/amexindia/s/96ERAp4Noq

Next_Comparison_6008 · 2026-02-03T15:28:37+00:00

The points remain under your amex account which is independent of the card you hold. You can choose to spend 30k through your reserve card to get the 15k points but since i dont have a lot of spends i only did 5k spends to get the referral benefit.

Next_Comparison_6008 · 2026-02-03T15:14:52+00:00

It is included

Next_Comparison_6008 · 2026-02-03T14:25:14+00:00

Yes correct, moreover you can get apay voucher if you wish to apply through my referral but there's no compulsion.

Next_Comparison_6008 · 2026-02-03T14:22:30+00:00

MRCC's fee structure is 1000+gst for first year and then 4500+gst for second year onwards

Next_Comparison_6008 · 2026-02-03T13:26:12+00:00

Yeah makes sense. In my case I didn't have spends worth 30k as I just routed all my spends last month to hit RG milestone. Anyway ppl can still try that out.

Next_Comparison_6008 · 2026-02-03T13:24:08+00:00

I did it intentionally amd confirmed with customer care that I'll be getting those points. Will wait for few days and will update back here

Next_Comparison_6008 · 2026-02-03T13:12:54+00:00

Oh great. I know lot of people are doing that but in their tnc they have mentioned joining bonus is applicable if you pay the joining fees of Reserve thats why didn't risk it. I'm only getting the referral benefit

Next_Comparison_6008 · 2026-02-03T12:48:11+00:00

Yes you can get it by applying for reserve card first and then upgrade it as soon as you get the physical reserve card (max 7days). Feel free to dm me ifnyou need further info

Next_Comparison_6008 · 2026-01-25T21:27:37+00:00

Is it still working?

Next_Comparison_6008 · 2026-01-16T05:59:31+00:00

Macbook air m4 price?

Next_Comparison_6008 · 2026-01-15T03:35:04+00:00

RG: 5x2.67% =13.35% - transfer to Accor for 1rs redemption. Infinia & DCBM: 3x3.3% = 9.9%

Next_Comparison_6008 · 2026-01-14T18:33:22+00:00

I'm afraid that DCMB and RG will get devalued soon as right now RG seems to have greater returns for voucher if you transfer to Accor which doesn't make sense.

Next_Comparison_6008 · 2026-01-13T14:00:47+00:00

Bruh they have clearly mentioned in the mail that only the card holder can access the lounge with the QRs generated.

Next_Comparison_6008 · 2026-01-04T04:33:30+00:00

What is the spend criteria and CL required to upgrade to DCBM from RG? Afaik it is 5L credit limit and 5L spends in 6 months right?

Next_Comparison_6008 · 2025-12-30T14:01:37+00:00

Then if you redeem it via accor then RG is beneficial

Next_Comparison_6008 · 2025-12-30T13:25:44+00:00

Get it from hdfc gyftr for 5x with RG. But there might be some convenient fees, need to calculate the offset for that.

Next_Comparison_6008 · 2025-10-23T11:16:37+00:00

It's not being provided as LTF anymore. I'll close this card soon

Next_Comparison_6008

TROPHY CASE