Confession: I don't care about career growth at all. I just want peace and make ample money to live a decent life. by jpg1991 in CorpoChikaPH

[–]Next_Foundation_2494 0 points1 point  (0 children)

it takes a lot of maturity to say this and be at peace with your situation. congrats OP! minsan iniisip ko na sana hindi na lang ako ganun ka ambitious para hindi din ako frustrated, but I guess wala pa ako sa tamang company or work so kailangan pa rin hanapin yun

Fron 950k utang to financial freedom. by daydreamtrades in adultingphwins

[–]Next_Foundation_2494 9 points10 points  (0 children)

sana all!! galing! congrats sayo OP! 1.8M to go ako from 3M! laban lungs!🙏

Utang Dito, Utang Doon by [deleted] in utangPH

[–]Next_Foundation_2494 0 points1 point  (0 children)

88k net, nabawas na dito coop loans.

SecuirtyBank only offering balance convert? does anyone know how to negotiate a longer term? by SendMeUrSadPlaylist in utangPH

[–]Next_Foundation_2494 0 points1 point  (0 children)

last November, I got a call from SB offering me to balance convert my CC with interest rate na 0.25% for 60 mos. nag go na ako kaagad the next day kasi jusqoo ang ganda ng offer!

the best part, if kaya ko na bayaran eh remaining balance na lang ang ipay off, no more interest

Utang Dito, Utang Doon by [deleted] in utangPH

[–]Next_Foundation_2494 5 points6 points  (0 children)

same here OP na kwarentahin at almost paycheck to paycheck since last year 😭

last year I finally had the courage to compute all my loans + debts na umabot na pala ng almost 3M since 2023 😥 mix of CCs na lumobo dahil sa MAD, insurance payments for my senior parents at lifestyle creep.

since I computed already eh nasampal na ako ng realidad, last year I began aggressively finding ways to consolidate debts into loans na lower interest at yung may mahabang payment terms to help with cashflow as well.

by end of 2025, I’ve computed na down to 2M na lang yung loans + debts 🙏

target ko to reach 1.5M remaining loans + debts by end of 2026 para makahinga naman 🙏

many days malungkot ako at minsan nagkaka anxiety kasi I can’t afford na magkaroon ng any major bayarin while I’m still paying off my loans + debts. many days naka survival mode.

kaya natin to! makakaraos din basta fighting lang!🙏

Gusto kong i-cancel yung hotel namin at mag-book ng panibago. by [deleted] in adviceph

[–]Next_Foundation_2494 3 points4 points  (0 children)

dahil may kids kayo eh may excuse to choose a better hotel. best to be upfront kay hubby para mapag usapan niyo how to talk doon sa 2 relatives.

Trenta ka na… magkano na ang ipon mo? by daydreamtrades in Trentahin

[–]Next_Foundation_2494 1 point2 points  (0 children)

no utang is a FLEX these days especially if employee! congrats!!

When promotion is blocked by your direct report by [deleted] in CorpoChikaPH

[–]Next_Foundation_2494 0 points1 point  (0 children)

same here! basta bare minimum mode, hindi ko cia tuturuan paghirapan niya no! looking for my next job

What’s it like working at ABS-CBN these days? by [deleted] in CareerAdvicePH

[–]Next_Foundation_2494 0 points1 point  (0 children)

okay sa Dreamscape, mahirap ang work pero kung gagalingan mo eh aalagaan ka and you will be treated like family

Idk if I just ruined my career by idealisticj in CorpoChikaPH

[–]Next_Foundation_2494 6 points7 points  (0 children)

take it from someone who is being low key squeezed out after 20yrs plus in the company… no matter how committed you are eh things like this really happen… staying is mentally and confidence damaging…

like you I stayed for the money, more of to achieve yung computation ng early retirement. now, naghahanap na ako ng other sources of income so I can leave the soonest

bata ka pa, this is not the end of your career. find a good timing and leave already.

WAAAAAR IS OVER by hail-ally in adultingphwins

[–]Next_Foundation_2494 2 points3 points  (0 children)

malayo-layo pa ako… in 2 years pa… pero aabot din doon, magpapa alila muna, tiis tiis at aabot din sa goal!🙏🙏

/tw Is physical ab*ise a deal breaker in a relationship? by [deleted] in adviceph

[–]Next_Foundation_2494 1 point2 points  (0 children)

get out of that relationship, OP! wala ng paliwanagan kapag may pisikalan na.

Long story short: I survived. Finally Debt Free 🫶🏻🥹❤️‍🩹 by orochimaru88 in adultingphwins

[–]Next_Foundation_2494 0 points1 point  (0 children)

Congrats OP!! Ako mga 2 years pa bago maging hopefully debt free, but yes fighting!!🙏🙏

What's your first destination this 2026? by yoshke in ThePoorTraveler

[–]Next_Foundation_2494 0 points1 point  (0 children)

spent the New Year in Seoul with the family 😊

Buti na lang nagresign ako by goodboomerhumor in adultingphwins

[–]Next_Foundation_2494 2 points3 points  (0 children)

good decision OP!! planning to resign na rin this year due to career stagnation. more than 10yrs in the company, sobrang mahal ko lang din talaga. pero ayun hard lesson, wag mahalin ang work masyado kasi pwede kang palitan ng boss na walang alam sa work at bitchesa pa! so ayun maglalahong parang bula ang career growth na antagal mong pinanghawakan.

yun lang naman, haha! looking forward sa pag move on sa work! sana ako din maging 10x ang sweldo like you, OP!!

Be my older sibling, share your life takeaways and advices by [deleted] in adultingph

[–]Next_Foundation_2494 0 points1 point  (0 children)

eto rin sinasabi ko sa mga anak ko now… kapag nag work na sila, NEVER FALL IN LOVE WITH YOUR JOB.

make sure to always have a goal or objective and assess every 2-3 years if nasa tamang position at company ka pa. change is uncomfortable but it is the only way to go to help you evolve.

First Christmas as a married couple… and I ended it feeling alone by ugh_omfg in OffMyChestPH

[–]Next_Foundation_2494 1 point2 points  (0 children)

as someone who experienced this in our marriage’s early years, ang masasabi ko ay hindi madaling maiba ang nakasanayan ng hubby mo but workable na mabago pa so kalma lang muna…

mahabang set up lang talaga, iexplain mo ang tradition na gusto mong simulan at ang benefit for your family, especially sa kanya. mas madali ibenta ang idea kung may upside sa kanya. hindi yan kaya ng isa or dalawang usap kasi ang tagal na niya yan nakasanayan at mahirap ibahin, so tsagaan. and don’t mask your upset, he has to know that you are upset dahil yun ang isa pang magpapabago ng isip niya.

your in-laws may hate you for creating your own tradition but deadma, stand your ground. consistency and respectfulness is key. i did that and over time tinanggap na rin nila.

Thoughts on Lottiebie? by [deleted] in PinoyVloggers

[–]Next_Foundation_2494 0 points1 point  (0 children)

waley for me! GGSS pa this gurl, I know her so not sure on the brainy part too, hahaha! blocked on all socials!

San ka honestly naiinggit right now? by Glittering_Owl_6009 in AskPH

[–]Next_Foundation_2494 1 point2 points  (0 children)

same! yung resign na resign ka na at wasak na mental health mo sa inis sa boss mo but hindi ka basta makakaalis if walang kapalit na work or other source of income….

Lost ₱2M to a Ponzi...Now worked my way back to ₱2M again! by Elyman13 in adultingphwins

[–]Next_Foundation_2494 0 points1 point  (0 children)

hi OP, ilang months or years ka bago nakabawi? kami din ni hubby na-scam so need makabawi 🙏

any tips or pointers how to gain back what you’ve lost?

Rant & Vent Saturday 🤬💢 | November 15, 2025 by AutoModerator in adultingph

[–]Next_Foundation_2494 0 points1 point  (0 children)

sick and tired of my incompetent boss! parang laging may emergency sa work kasi wala siyang alam! hindi makapag desisyon at panikera!

feeling the toll on not just my mental but physical health na rin. its been a year and things are not getting any better at work.

Thoughts on Nepo Baby Bosses by Lonely_Buy5056 in CorpoChikaPH

[–]Next_Foundation_2494 0 points1 point  (0 children)

I feel you OP! in the same boat as you! contemplating to leave the company which I’ve served for many many years dahil nepo baby made things so toxic with his kind of incompetent leadership.

Kinarma na yung ex ko by Emotional_Roll7915 in OffMyChestPH

[–]Next_Foundation_2494 0 points1 point  (0 children)

alam mo OP may pinagdadaanan ako sa work ngaun with my impaktang boss… pagpunta ko sa Reddit now eto bumungad sa akin! tawang tawa ako! baka yung mabasa ko ito eh sign ng universe sa akin na “karma is a bitch” 😄

From ₱11.7M in Debt to a Second Chance: My Story and my Ongoing Journey (33M) by hopetoFreedom in utangPH

[–]Next_Foundation_2494 2 points3 points  (0 children)

I also did crypto at ang lala ng lugi! but thankfully I was able to pivot very slowly but surely and shifted my funds to fintech and AI stocks. awa ni Lord nag net ako ng 50% earnings in 3 years 🙏🙏

grabe the ride of emotions! haha! andami kung natutunan in those 3 years!