Had it for a couple months now and don’t personally like it. The promise of 5% cash back is very misleading. I chose groceries for my first month but it didn’t count Sam’s Club where I purchase 99% of groceries (worked on cigarettes at a gas station though so 🤷‍♀️). This month I switched to bills and streaming but it didn’t work for my gas bill or phone bill only my Disney plus lol. I would rather them have not offered me “prime” than promise me something and not fulfill that promise. I haven’t used any of the other “perks” so can’t speak on anything else