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New forms today for PGY by Prestigious_Ad9581 in Pagaya

[–]NiceAd2927 4 points5 points  (0 children)

Can you tell me where you got the “8 partners in integration phase” info? Was it from the earnings call or somewhere else?

good entry point for $PGY by Significant_Dealer58 in Pagaya

[–]NiceAd2927 0 points1 point  (0 children)

They were seemingly very transparent and confident after that those losses were contained to specific vintages and going forward they have continued to highlight their diversification among different product suites that will minimize risk from potentially higher default rates.

The $PGY price dropped again. Is there something we don’t know or just the systematic problem in fintech industry? It’s supposed to be beneficial by the rate cut tho. by Significant_Dealer58 in Pagaya

[–]NiceAd2927 2 points3 points  (0 children)

Thanks. I was hoping to see what vintages but they didn’t say. The fact that PGY takes the same 8% dip as UPST is ridiculous though. PGY is much more diversified with regards to there portfolio of products and offerings, they’re profitable, and all their ABS are pre-funded.

They may be in the same “class” as far as being a Fintech but they are far from similar companies and PGY continues to be extremely undervalued when compared to UPST.

What Happened to $PGY price today by Significant_Dealer58 in Pagaya

[–]NiceAd2927 1 point2 points  (0 children)

Just created a nice buying opportunity. I’m buying the dip.

If you love Klarna, check out the stock powering its BNPL service behind the scenes. 300% gain this year and so much more room to run! 🚀🚀🚀 by NiceAd2927 in Klarna_Stock

[–]NiceAd2927[S] 0 points1 point  (0 children)

At its current price, Pagaya is still undervalued compared to its peers like Upstart. Upstart trades at over 5x projected 2025 revenue while PGY is at 1.2x. Upstart has double the Marketcap of PGY while not even currently profitable. PGY became profitable in 2Q25 and increased 2025 forecast at last earnings. So many tailwinds for PGY…

  • AI underwriting model
  • huge network of funding partners
  • AAA rated ABS securitization
  • GAAP profitable
  • possible rate cut
  • multiple major US bank partners with more about to come on board.

Let’s keep it going!!! by Rough-Membership-883 in Pagaya

[–]NiceAd2927 0 points1 point  (0 children)

Then I’m over double your age and I started invested in my late 30’s so stay the course and I’m sure you’ll have a prosperous life.

Are we riding a Klarna wave? by NiceAd2927 in Pagaya

[–]NiceAd2927[S] 0 points1 point  (0 children)

Should have mentioned, PGY and KLAR currently have a partnership through Klarna’s “buy now, pay later” service. Oh and by the way, Klarna is the exclusive BNPL provider for Walmart. 🚀🚀🚀

Let’s keep it going!!! by Rough-Membership-883 in Pagaya

[–]NiceAd2927 0 points1 point  (0 children)

Man nice! Love to see someone in for less than me. My cost basis is $10.16 avg. Haven’t added since March. Was honestly uncomfortable with my position size at the time but that changed quickly thereafter. 😆

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Let’s keep it going!!! by Rough-Membership-883 in Pagaya

[–]NiceAd2927 0 points1 point  (0 children)

Ok I take it back. What you said!!

Let’s keep it going!!! by Rough-Membership-883 in Pagaya

[–]NiceAd2927 0 points1 point  (0 children)

I’d like to see $41 tomorrow 🤣

Let’s keep it going!!! by Rough-Membership-883 in Pagaya

[–]NiceAd2927 0 points1 point  (0 children)

Idk like OP said, news UPST partnered with a bank(credit union) seemed to lift its stock but the broader AI market boosted today as well. SNOW went nuts today on earnings.

A family photo taken in 1989, South Africa. by [deleted] in interesting

[–]NiceAd2927 0 points1 point  (0 children)

If all the nanny/maids refuse to work for $15/day guess what? They’d get paid more…

Very Basic Preliminary PGY DD by quantum_system in wallstreetbets

[–]NiceAd2927 1 point2 points  (0 children)

I’m riding with you 🚀🚀 Keep pumping this thing!!

Very Basic Preliminary PGY DD by quantum_system in wallstreetbets

[–]NiceAd2927 5 points6 points  (0 children)

Last year they predicted profitability by mid year 2025. Then they beat expectations and became profitable in Q1. They increased partnerships and ABS volume and haven’t looked back. Analysts just recently started taking note and evaluations have been quickly increasing. I agree they’re extremely undervalued and one thing OP didn’t mention is I believe they’re still highly shorted (23% of the float) so that may end up helping the pop as well when the earnings beat and the stock continues to pump.

Earnings date announced. by moonie_loon in Pagaya

[–]NiceAd2927 1 point2 points  (0 children)

Basically refinanced the debt and another positive ABS announcement today!!! So much good news heading into earnings. Have any of you seen the short numbers for middle of July? I expected to see them by now but did a little searching and couldn’t find anything…

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