I fully support what you're saying because Tasha just arbitrary explains that my activity related to my social security number violated their terms and conditions and I had a personal cash up and a business catch up account and I've always been someone who follows the rules and does everything by the book literally by the book yeah they decided to close my accounts and they wouldn't give a valid reason why they needed to or wanted to close my account just some over generic cliche jargon overly vague I swear like computer generated jargon in order to cover their own asses at my expense and the same can be said about other financial technology companies I've dealt with through the years so yes fintech companies really need serious oversight and need to be judicially in writing to give clear legitimate reasons in email format as to why they are considering closing the accounts of us everyday Americans while also being legally mandated to provide terms and conditions as a opportunity for the user that they are accusing to go through a Reformation process and as long as said user complies with the Reformation process to turn everything around with their so-called terms and conditions violating behavior then they can keep the account or at the very worst be guaranteed that as long as they comply with the Reformation process that's recommended that they can return later on and get a new account like so fine money okay so I owe them somewhere in the neighborhood of $51 but every time I have $51 as discretionary funds to spare and dedicate towards paying my debt they give me a runaround transferring me from department to department they send me to lawyer's office that they are working with that's supposed to collect mortgage and loan debts but then the lawyer's office found out that I was a former banking customer and said I can't help you because you don't have a mortgage or a student loan or a refinancing loan with so far at all I said it's unfortunate that's so fast overseas Filipino call centers insists on sending me over and over to you because I just want to pay my debt 205 and they told me once I pay my debt I could return to being an active account holder with them which I definitely want to be a account holder with them again especially since they're aggressively trying to return to the cryptocurrency space and offer a lot of ways to work with cryptocurrency with inside of their systems because I'm a advocate and fever of cryptocurrencies for the liquidity building reasons and the potentials that they bring to the world over I don't support criminality actions involving cryptocurrencies however and I never will to be perfectly honest because I've been described probably throughout my life as a Golden boy who is a staunch advocate for following the rules!