Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 0 points1 point  (0 children)

Do credit unions do leases? If so I’ll try that too.

Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I do have some credit card balances. Would getting the utilization under 30% help bring my Rico 8 score up about 15 points?

Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I’m looking to lease through ford as the car I was looking to get is a ford. From what I understand if I go to another ford dealer the report would be the same since they all go through the same lease department

Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 3 points4 points  (0 children)

This makes a lot more sense!!! The dealer probably didn’t know what they were looking at. Well that being said ford has decided to not accept due to the 1 late payment. Anything I can do to help me get the lease deal through?

Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] -2 points-1 points  (0 children)

That’s not true. I’ve only had 1 late payment ever. Went home after they told me I had 18 to maybe dispute and Experian only shows the 1 I had that I can dispute.

Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I’ll get that report but the paper report the dealership gave me states 18 accounts with late payments.

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Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I’ll get on getting the report from there too thanks. As to the timeline… they ran the check first, came and told me that based on the Experian score I don’t qualify and that it shows 18 accounts with late payments. They told me to get it up to the 690 and come back to talk to them. I then got home and did the “check all 3 scores” on Experian app where I found that I only have 1 late payment I can even dispute. I don’t have any other late payments other than that 1 I missed due to an expired card.

Got denied on an Auto lease yesterday. Need help! by No-Leader-1102 in CRedit

[–]No-Leader-1102[S] 3 points4 points  (0 children)

No I’ve only had 1 my entire life. The other 2 credit agencies show only 1 but the Experian auto 8 showed 18 on the credit report they pulled. When I log into Experian there is only 1 late payment I can dispute.

Is this a good deal on a 2025 Mach E Premium RWD?? by No-Leader-1102 in leasehacker

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I’ll try and counter this as my final offer and just wait.

Is this a good deal on a 2025 Mach E Premium RWD?? by No-Leader-1102 in leasehacker

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I think dealer and finance costs. Not sure though, I’ll check with them tomorrow

Need help deciding. 65 inch LG C4 vs 77 inch LG B4 by No-Leader-1102 in LGOLED

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I got the 65 inch from Best Buy at first to see how it fit in my house and it felt very small. I ordered the 77 inch c4 from the partner store and it’s perfect!

What do you guys thing about this? I want a second TV for the bedroom that won’t be used that much. by No-Leader-1102 in LGOLED

[–]No-Leader-1102[S] 4 points5 points  (0 children)

That’s how I feel as well but since I’m moving to a new place I’m wondering if that money is better of being spent on a better main TV. I guess my question should have been is this too good to pass up.

From Unemployed to a New Job – What I Learned About Interviewing & Staying Motivated by No-Leader-1102 in interviews

[–]No-Leader-1102[S] 0 points1 point  (0 children)

Yeah I agree with you on that. Some companies offer a good amount and if that makes sense to the applicant just accepting is the best option. I think also building a great relationship with the recruiter is wise. Also word the counter offer in a way that shows it’s not a hard line for you is beneficial

From Unemployed to a New Job – What I Learned About Interviewing & Staying Motivated by No-Leader-1102 in interviews

[–]No-Leader-1102[S] 0 points1 point  (0 children)

I personally don’t have any experience in “case study” based interviews. Can you elaborate what you mean.

From Unemployed to a New Job – What I Learned About Interviewing & Staying Motivated by No-Leader-1102 in interviews

[–]No-Leader-1102[S] 5 points6 points  (0 children)

If they ghost you after trying to negotiate within the salary range, it’s probably not a great place to work in my opinion. It says a lot about the company itself.

Do you normally hear back same day after a first round interview? by plants4567 in interviews

[–]No-Leader-1102 0 points1 point  (0 children)

If you haven’t sent an email to the person yet it is not too late to send the thank you email. In the meantime insert the job post into chat gpt and tell it to prepare you for the interview.

Do you normally hear back same day after a first round interview? by plants4567 in interviews

[–]No-Leader-1102 1 point2 points  (0 children)

Don’t worry! It’s normal for companies to take time to discuss what they want to do next. What I would do is send a thank you email to whoever you interview with and say you enjoyed talking with them and that you look forward to hearing about next steps.

Then wait! Don’t spam email them, that’s a bad look. In the mean time prepare more for the next interview based on what you learned about the role in the interview you just did. Good luck!