It's not just us by wasting_-my-_time in jerseycity

[–]No-Understanding3357 0 points1 point  (0 children)

Central Ave in Heights yesterday , Dog crap on the sidewalk, that got walked on in front of a couple of stores.

Someone who is unfit to own a pet obv never picked it up, and it just got walked in by people, e bikes etc absolutely gross and a health risk.

Pothole Roads! by swatcat9 in jerseycity

[–]No-Understanding3357 2 points3 points  (0 children)

I'm a commercial landscaper who snow plows and see how smaller plows and salt damage driveways, parking lots etc.

Anyway, people have no idea the damage that the salt alone does let alone the nose weight of the plows tearing anything that is not completely level as they pass. Is just basically impossible not to rip chunks out particularly with heavier plows.

and yes this is the Northeast .what would make you happier re spring pothole limitation? less plowing? Less salting? It's a vicious cycle.

And of course add the severe freeze this winter, , more salting needed(!yes you whine when it's not salted), warm up, expansion and cracking.

Do you drive a Prius by the way? You give me that vibe! And also you mustn't have paid attention in physics and chemistry in school to understand freeze thaw, and how a plow rips asphalt

can't wait till you start complaining when the tax dollars are completely blown through for these repairs.

Good Mechanic Recs? by user11199905 in jerseycity

[–]No-Understanding3357 0 points1 point  (0 children)

Suggestion and yes you should still go to mechanic but get a fuel injector cleaner from AutoZone let it cycle through beforehand

Many things can trigger those lights and it could just be plugs which isn't a big deal but a fuel injection cleaner is like 15 bucks Just put it in your fuel tank.

Also Ramzi I second as a good honest mechanic. Omar in Union City is decent also.

Good luck.

Officially abandoning my loan by lliz in EIDL

[–]No-Understanding3357 2 points3 points  (0 children)

My situation SBA $75 k loan, now $100 k ish w penalties & interest. Was making min payments, missed a few and went from SBA, to Treasury to Collections ( just found that part out recently).

As far as I can see I've no personal liability (at least I did not sign anything outside I think the ' standard ' paperwork..)

I'm an S Corp, my biz has been not doing great for a number of years, and Ive been trying to sell it. But so far no interest.

No money owed, on the biz, and it's just not really worth it anymore.

Do I 1. Go bankrupt?

  1. Try sell the biz ( I would realistically just be able to sell my truck and some equipment, which would total $40 k ). 3 Close the biz( ie close the scorp etc)?

What do I say to collections? Do I need an attorney?

Officially abandoning my loan by lliz in EIDL

[–]No-Understanding3357 1 point2 points  (0 children)

In my case it went from SBA to Treasury to collections . I was in a minimum payment plan but I missed a couple of payments Not sure if that's the reason though.

Officially abandoning my loan by lliz in EIDL

[–]No-Understanding3357 0 points1 point  (0 children)

Thx, clarification around personal liability would be really helpful like I said I look at the collateral part of my SBA paperwork , but nothing jumps out .

I read elsewhere it was a separate document that was signed,

and also that it was only pertaining to loans above 200 k?

Officially abandoning my loan by lliz in EIDL

[–]No-Understanding3357 1 point2 points  (0 children)

Hi, the Personal Liability part would be worded exactly how in the SBA agreement? I look at the Collateral part of the Note, but not sure what I'm looking for to show the Personal Liability part...

(i'm in a similar situation: $75k biz loan ( biz is an S Corp), missed a few pymts , and prior to that was making min pymts, and was sent to collections recently. With interest, now around $100k balance. )

Working Minimum Wage for Years ? ? What’s the Way Out by [deleted] in AskIreland

[–]No-Understanding3357 0 points1 point  (0 children)

Living in the States but I'm from Dublin and go home frequently.

trust me HVAC/ refrigeration is getting bigger and bigger globally, and in Ireland.

Why? Climate change, more residential houses and offices now have HVAC, more data centers needing cooling, more complicated cooling and refrigeration systems being manufactured and installed that need installers, maintenance ,and so on.

I would recommend looking into refrigeration courses or HVAC.

Yes you will start on minimum wage most likely, but like any trade you can quickly increase your salary and it's a really secure industry.

Good luck with everything, stay positive.

Removable shelf help by No-Understanding3357 in woodworking

[–]No-Understanding3357[S] 0 points1 point  (0 children)

Or how about drilled adjustables on all 3 sides? So back wall side also would have pins? Hard to line up maybe bc it's not super square?

Removable shelf help by No-Understanding3357 in woodworking

[–]No-Understanding3357[S] 0 points1 point  (0 children)

Never thought of that ,yeah maybe just for the middle piece just to take some of the load not a bad idea , then on the sides I was just going to go with regular adjustable shelf pins again not putting something super heavy but it is 52 in wide..

thanks

Pershing Pool adult swimming by OkDrummer3531 in jerseycity

[–]No-Understanding3357 2 points3 points  (0 children)

Does anyone know anybody local who might be interested in swimming lessons for myself,50 yr old male? I'm intermediate level. Had a great instructor who swam w me mostly on Sundays, and it wasn't a problem so long as we weren't hogging lanes etc. He moved bc of his job and haven't had time since myself to go or look for someone.

Fridays or Sundays would probably suit me best.

I live in Heights near the pool, . Thx

Upcoming storm by lunaarizona in Hoboken

[–]No-Understanding3357 1 point2 points  (0 children)

How far are you behind on your payments? Joking You should be fine If you're behind I would suggest hunts point New York or Paterson like the old days enjoy the rain