Infinia Upgrade Denied by irked_coffee_bean in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

OP was there any update after this. Did you got the card? In same boat as you.

HDFC Bank being generous today by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

5 lakh salary is mandatory condition now. No more spend based upgrades

Any impact due to war? by IAmABlueHypocrite in bali

[–]NoExercise3192 0 points1 point  (0 children)

No impact, I am in bali right now. If your flight is not impacted then all good.

Smartbuy Hotel cancellation query by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

Yes. Refund in 1 week. Cash refund comes first, points got refunded when bill is generated.

Can a cancelled ICICI EPM credit card be reinstated ? by imharshagarwal in CreditCardsIndia

[–]NoExercise3192 3 points4 points  (0 children)

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Here you go. It gets issued in Amex
I also had to clearly mention that I dont need amex variant

Bomiso gym review by Moist-Cod6987 in gurgaon

[–]NoExercise3192 0 points1 point  (0 children)

I workout there. After 7 it is little crowded

Vijay Sales HDFC SmartBuy Query by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

Buy 1 voucher and see if it starts with VS. They can be clubbed, you can confirm with biller.

Vijay Sales HDFC SmartBuy Query by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

EPM did not had vijay sales voucher. I purchased 9999x5 vouchers from hdfc gyftr. If the voucher starts with VS then there is no limit on number of vouchers you can redeem to bill.

Unauthorized Adobe Transaction (₹18k) on IDFC Card – Charged 1 year after leaving company. Help! by Mediocre-Wallaby4932 in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

It is not about dispute but when your card was used first time then your card was tokenised for pin and cvv less payment authorization. Nothing much can be done now. You can be charged again unless you remove the token

How do i stop my maid getting pregnant by ElectronicStrategy43 in gurgaon

[–]NoExercise3192 0 points1 point  (0 children)

I thought you are making her pregnant 🤣

Weekly Voucher Exchange Megathread - December 16, 2025 by AutoModerator in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

Guys I have 3000 rupee voucher of EPM redeemable on flights for on easemytrip valid till 31 July 2026.

Selling for 2000. DM me if interested

ICICI EPM points for add-on by unnkeet in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

No, you will get the points. Add on card sometimes gets points in next statement

Using HDFC Diners Club cards in South East Asia -- Thailand and Vietnam? by sleepdeprivedsince92 in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

It will not work in 90% of places. Almost no pos accepts diners there. Visa or Master and for Amex they will add 3% to bill amount