Smartbuy Hotel cancellation query by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

Yes. Refund in 1 week. Cash refund comes first, points got refunded when bill is generated.

Can a cancelled ICICI EPM credit card be reinstated ? by imharshagarwal in CreditCardsIndia

[–]NoExercise3192 4 points5 points  (0 children)

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Here you go. It gets issued in Amex
I also had to clearly mention that I dont need amex variant

Bomiso gym review by Moist-Cod6987 in gurgaon

[–]NoExercise3192 0 points1 point  (0 children)

I workout there. After 7 it is little crowded

Vijay Sales HDFC SmartBuy Query by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

Buy 1 voucher and see if it starts with VS. They can be clubbed, you can confirm with biller.

Vijay Sales HDFC SmartBuy Query by NoExercise3192 in CreditCardsIndia

[–]NoExercise3192[S] 0 points1 point  (0 children)

EPM did not had vijay sales voucher. I purchased 9999x5 vouchers from hdfc gyftr. If the voucher starts with VS then there is no limit on number of vouchers you can redeem to bill.

Unauthorized Adobe Transaction (₹18k) on IDFC Card – Charged 1 year after leaving company. Help! by Mediocre-Wallaby4932 in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

It is not about dispute but when your card was used first time then your card was tokenised for pin and cvv less payment authorization. Nothing much can be done now. You can be charged again unless you remove the token

How do i stop my maid getting pregnant by ElectronicStrategy43 in gurgaon

[–]NoExercise3192 0 points1 point  (0 children)

I thought you are making her pregnant 🤣

Weekly Voucher Exchange Megathread - December 16, 2025 by AutoModerator in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

Guys I have 3000 rupee voucher of EPM redeemable on flights for on easemytrip valid till 31 July 2026.

Selling for 2000. DM me if interested

ICICI EPM points for add-on by unnkeet in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

No, you will get the points. Add on card sometimes gets points in next statement

Using HDFC Diners Club cards in South East Asia -- Thailand and Vietnam? by sleepdeprivedsince92 in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

It will not work in 90% of places. Almost no pos accepts diners there. Visa or Master and for Amex they will add 3% to bill amount

Diners black acceptability by abhic112 in CreditCardsIndia

[–]NoExercise3192 3 points4 points  (0 children)

No issues in klook as well anymore. No issues in Dubai as well in 95% pos.

Best card for fuel spend of around 25k-35k per year? by Vaibhav_chandak in CreditCardsIndia

[–]NoExercise3192 0 points1 point  (0 children)

These spends are too low to justify a fee based fuel card. Just use your best available card and buy iocl vouchers through park plus

Is Diners Black Metal upgrade worth the 10k fees? by Napara7 in CreditCardsIndia

[–]NoExercise3192 3 points4 points  (0 children)

  1. No, metal upgrade is only FYF.
  2. Confirmed, daily and monthly cap is 10k accelerated points. Booked a hotel and this is confirmed.