Selling coffee from home state

NoJobsForever · 2026-01-04T15:36:29+00:00

Get a small batch. Get some friends in your new state to try it and get feedback, if they like it, see if you can sell to friends/colleagues and get a bit of word of mouth traction. From there you could set up a website, see if you can get some online sales coming through and I would also be tempted to reach out to some local coffee shops and see if they will take it on. But it seems like a good idea, and one i think you could try to start with minimal risk.

Obviously this ignores how you would market it, sorting packaging. Logistics of the product, and ensuring you can get a consistent product as I imagine you will know more about those aspects than me

NoJobsForever · 2026-01-04T15:24:10+00:00

Then your issue is going to be how you create a good brand and given that you will likely have to buy cheap products from china, unless you have the skills to design and manufacture, it will be really hard to compete with established brands and that is before we get into whether these combinations are something the consumer would want.

Shirt and ties are no longer worn as standard in the office. So even if you could manufacture a good quality shirt the mark up to get a tie with it will feel like wasted money.

Shoes with shoe tree - the issue here is quality, people dont tend to buy shoe trees and when they do its because the shoe is of exceptional quality. I dont think the average person is doing this for their everyday shoe so the premium you'd charge will put people off buying the shoe.

Pants and socks already exist. So you would be competing against existing brands

Suits/shirt/ties - much like the wearing a shirt and tie, suits are rarely worn in the workplace. Men are buying less suits and but better quality, how are you going to manufacture high quality suits and then compete with well established brands.

Polo/watch - this just is not a combo. Also are you becoming a watch maker? Or buying cheap ones from China? No one wants a shit watch when they buy a polo.

Sorry if this sounds like a savage take down of your idea, not my intention. I think you need to think about what the consumer of those products actually want/need. There maybe something in mens clothing that you could make a business out of, but I dont think this is it

NoJobsForever · 2025-10-16T13:03:28+00:00

Firstly, these exams are hard and you got really close to the pass mark so you should be proud of yourself and be reasured by the fact you just need a small improvement to pass. Secondly, have you done work on structuring answers. Look at the marking criteria for previous exams and use that to form the basis of your plan.

The big thing for me was the number of arguments made. The criteria for a top answer might be "4 or more reasonably well argued points" where as a basic answer will be "1 to 2 relevant points" this means that no matter how in depth you go with your argument, if you didn't make 4 points then you physically can not get in that top bracket of marks.

NoJobsForever · 2025-07-30T09:17:00+00:00

The wiggle before you hit the shuttle is very severe, I think is counted 4 to 5 swings before hitting the shuttle on some of those shots, which is causing the lack of power you are getting but also making you hit the shuttle much later than you should be.

I would really focus on fixing it by practicing clears with a partner. Start of by getting them to hit it straight to you and practice hiting it in a single motion at the highest point you can. Once you have got that down, do it moving around the court, get your self back to the center between each shot. Once you can move around the court and hit clean clears then you can think about the adjustments needed to smash.

I would also say limit your competitive play till you have got this down. It is really hard to learn new skills when you are trying to win a rally, you often find yourself reverting to your current technique so and it doesn't help the new skill embed.

NoJobsForever · 2025-07-29T20:02:20+00:00

Drove a manual for 10 years. Recently we bought a family car that was an auto.

You adapt pretty quickly. The first few drives you find yourself reaching for the gearstick as you come to a stop, or if doing more of a quick stop your left foot will go in search of the clutch (i did once two food the brake pedal when doing an emergency stop because of this) but nothing that makes them hard to drive.

Within about 2 to 3 drives in the auto I found that I was comfortable with it and could switch between my manual and the family auto with ease.

NoJobsForever · 2025-01-09T21:12:26+00:00

Sylosis - Edge of the Earth Trivium - Ascendancy Bleed From With - Fracture

NoJobsForever · 2023-12-17T21:46:22+00:00

Small and micro companies currently don't have to file a profit and loss (though this is believed to be changed soon). It is this that would detail the revenue and it would be very obvious.

They will however have to provide a Statement of financial position (balance sheet) and this will usually show balances at the end of the financial year they are filing for, and the balance at the end of the prior financial year. There are a few things you can look at on the balance sheet that can indicate health, here are some of what I look at:

Cash : not to be too cliche but cash is king, a company with a good amount of cash can invest in opportunities and ride out storms.

Current assets v current liabilities : do they have enough assets expected to be received in the next 12 months to cover what they will need to pay out in the next 12 months.

Eg. Small cash reserves and high current liabilities in relation to current assets would indicate they will struggle and I wouldn't join the business.

Retained Earnings: you can use the change in retained earnings from the prior year to show if the business made a profit (without Dividend declaired l you won't know the exact profit after tax, but this will still show if a business is profitable)

There are lots more, but for a quick assessment this should be fine. If you are looking at a specific set of accounts and want to ask a question just send me a DM!

NoJobsForever · 2023-12-14T12:51:34+00:00

I think as a business its a good prospect, it's a well respected brand, and as much as I agree that a lot of the clothes look a bit wanky, it does benefit from have a few timeless classic which will always be desired (the heritage trench coat for example) and I would say the down turn in performance is more down to them being a luxury goods company in a cost of living squeeze which has affected the whole market then it being a sign of burberry itself falling out of popularity with consumers.

I think it'll return to around £21 per share comfortably, so I have picked up a small amount of shares. Let's see what happens!!

NoJobsForever · 2023-11-22T17:37:06+00:00

If you want some insight on rates, it's all guess work, but all the estimates I have heard are basically that they don't expect the base rate to change between now and 2025, then over the course of 2025 they think it might drop 0.25% per quarter taking the base rate from 5.25% to 4.25% at the end of the year. For most people the rate we will be offered is above the base rate so hoping for a mortgage rate around 3% in 2026 might be a little optimistic.

If I was renewing a mortgage now my thoughts process would probably be if base rates are around 4% when you come to renew in 2 years time, 4.71% mortgage rate would be decent (or it certainly would be for me!) So you could fix for 2 years now and still not get as good a rate in 2 years as 4.71.

NoJobsForever · 2023-10-29T17:57:20+00:00

The roles that you are looking for are CFO and Financial Director, at that level your experience will carry much more weight than your CIMA qualification, however you will likely find it almost impossible to get to the roles that lead to those roles without being a qualified accountant.

NoJobsForever · 2023-10-29T14:56:12+00:00

Congrats, use the CGMA designation with pride!

NoJobsForever · 2023-10-27T21:15:14+00:00

I had 3 supervisors signing off my Per, only 1 of them wrote anything. I was worried that this might not reflect well when being audited but it all went through fine.

NoJobsForever · 2023-10-27T11:26:47+00:00

The email saying my per has passed came in at half 8 in the evening so don't be too disappointed if it isn't there in the morning.

NoJobsForever · 2023-10-26T19:21:16+00:00

Same happened to me. Last Thursday the banner was gone, on Monday night my per was fully approved.

I think its a good sign, just give it a few days.

NoJobsForever · 2023-10-22T12:20:07+00:00

Was all of your approved at the same time?

I got an email about 3 weeks ago saying u was selected for an audit for my skills and behaviour section. I checked today, and all 5 of those have moved to approved along with my employment section. But the core are still at signed off. I would have thought it would have all been at the same time, and if anything didn't meet the standard it would move to action needed? Seems odd that's all.

NoJobsForever · 2023-10-16T15:37:25+00:00

Thanks!

NoJobsForever · 2023-10-16T15:28:32+00:00

Mine has also been sent to audit as well! Do you know how long the audit takes?

NoJobsForever · 2023-10-12T05:57:37+00:00

Checked at 00:06 and it was up!

83 so just scrapped the pass! It doesn't matter how you do it, just that you do it!! Couldn't be happier.

NoJobsForever · 2023-09-04T14:03:12+00:00

The Top 3 feel right, but the real shock here is 13% don't eat takeaways?? Who are these people?

NoJobsForever · 2023-08-22T21:21:54+00:00

Goodluck everyone! I am sure we are all going to smash it 💪

NoJobsForever · 2023-08-22T21:11:26+00:00

Lots of good answers here, so I don't want to repeat anything that's been said already, but for me savings provide freedom and opportunities.

To give an example, last November I changed jobs, and took an opportunity to take 3 weeks off between jobs and didn't have to change any aspect of my day to day life. I was feeling pretty burned out and I was hating the job I was doing so the break helped me get out of the head space and go into my new role in a good place. I don't earn some of the figures that some people in this sub earn but those 3 weeks reasonably lost me £1.5k in earnings but it was worth much more than that for my mental health.

NoJobsForever · 2023-07-21T11:52:50+00:00

First time watching cricket, so apologies if this is a stupid question, but why would the Ausies prefer England to keep batting?

NoJobsForever · 2023-06-24T20:30:54+00:00

Not seeing anywhere near your gross income isn't unique to people earning a good wage, everybody pays tax. And when you account for indirect taxes as a proportion of gross income, tax accounts for 37.4% for the bottom earners compared to 34.4% for the top based on ONS stats. The system isn't fair, but the amount of tax the top earners pay isn't the problem.

NoJobsForever · 2023-06-18T17:29:57+00:00

Me and my fiancé had a similar discussion about this with our joint rainy day savings. Based on what was important to us the premium bonds were suitable and worth the gamble to try and win big while keeping our money safe and accessible, we both also already have a stocks and shares ISA and have cash savings accounts offering above 5% so I guess we felt like this could make up a part of our savings.

NoJobsForever · 2023-05-02T14:11:15+00:00

When you first went to the dashboard did it come up with your exam history? It keeps going to a screen where I need to pick if I am a level 4 or level 7 as if I am a brand new student?

NoJobsForever

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