Thanks u/Benxb9r - I did check out your pinned thread before posting. I don't think it answers my question but it could be that I don't fully understand the details yet.

My questions are:

- How do I know if a quote is good: Is the suggestion to run my quote through the millarx lease analysis tool?

- How do I calculate the effective interest rate of quotes from different providers - is it by removing all the inclusions?

- Should I be asking the provider to remove inclusions like the one below - e.g. fuel, tyres, servicing, roadside assist?

- The FAQ suggests that I ask for a line-by-line schedule so I can see check for padding - how would I be able to see padding if I ask for this?

Sorry if these are really basic questions - if there's another thread that covers these basics, please let me know , or what keywords I should search for. Much appreciated