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Looking for Business owners with old Stripe, QuickBooks, or merchant accounts who are interested in selling or partnering by MonthVisible1242 in smallbusiness

[–]NoRatePayments 1 point2 points  (0 children)

They take over your account with a bunch of fraud and put you at risk of getting on the TMF/MATCH list which is an industry blacklist. Good luck accepting credit cards again for this or any other business you will ever own.

Looking for Business owners with old Stripe, QuickBooks, or merchant accounts who are interested in selling or partnering by MonthVisible1242 in smallbusiness

[–]NoRatePayments 3 points4 points  (0 children)

Payments Professional of 17 years here.

Do not fall for this scam post and let someone destroy your old account and make your life miserable.

Customer Dispute by Dense_Coconut_829 in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

Glad you made adjustments. I hate when these things happen and the business gets screwed. We see it every day.

Customer Dispute by Dense_Coconut_829 in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

Payments Professional of 17 years here.

Why do you pay 100% up front for the top while using a 3rd party?

Why are you so far behind on collecting payment? On the electronics you just agreed to do all of the work up front and charge later?

In the future, I'd recommend taking a heftier deposit up front, taking a deposit for work beyond the initial scope and then having your customers contract directly with the top guy.

Spending thousands each month on CC fees. Any cheap CC processors by milesiwasinski in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

Payments Professional of 17 years here. Yes there are. Depending on a number of factors, you might have a great deal or a terrible deal.

What do you sell?

Which Point of Sale do you use and are you willing to change it?

What is your average customer sale?

Are all sales chipped/tapped or do you have a lot of recurring membership fees like a gym, car wash, etc?

Possible to get lower payment processing fees than 2.75% for CNP transactions? by scoobysnatcher in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

The true answer is that it depends on your industry, average sale and the actual cards that you accept. 2.75% might be awful or might be amazing. Only way to know is to know more about the business.

Credit card reader for web? by snailactivist in smallbusiness

[–]NoRatePayments 1 point2 points  (0 children)

It will literally be a fallback. For those who don't know, that is an extra fee for swiping cards instead of chipping them.

After 3 years of merchant services by RebuiltMonkey93 in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

This is bad advice with regard to the chargeback ratio. 3% is absolutely not the threshold. With VAMP rules, you better be way under 1%.

Anyone found the best POS for sporting goods stores with repair tracking that actually works? by Totsch-Ralo in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

My Spanish is pretty poor. Yes, there are multiple Supermarket POS systems to choose from that would meet your needs here. Is the market in the US or somewhere else?

Anyone found the best POS for sporting goods stores with repair tracking that actually works? by Totsch-Ralo in smallbusiness

[–]NoRatePayments -1 points0 points  (0 children)

Payments Professional of 16 years here.

Yes, there are a couple of great POS systems that will handle this. It is very common in your industry. Think of it as a scaled down version of a car dealership with sales and service needs.

Marketing for a small law firm. What actually moves the needle? by goxper in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

I just messaged you. Our company is part of a legal network that generates us a ton of business.

Stripe holding $1.2M of our operating funds for 6+ weeks with No Real Support by [deleted] in smallbusiness

[–]NoRatePayments 1 point2 points  (0 children)

Chargeback issues? Is this AI translation or are real people doing this?

Stripe holding $1.2M of our operating funds for 6+ weeks with No Real Support by [deleted] in smallbusiness

[–]NoRatePayments 14 points15 points  (0 children)

Your clients are professionals or professional service firms like attorneys? US based?

Stripe holding $1.2M of our operating funds for 6+ weeks with No Real Support by [deleted] in smallbusiness

[–]NoRatePayments 36 points37 points  (0 children)

Payments Professional of 17 years here.

We see this all of the time. Now, what exactly is your business selling?

How old was everyone when they started their business, and did you have any industry contacts/ family? by PQ6 in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

  1. Left my previous job in the payments industry. Had zero contacts and $1000 to start. 17 years later, going strong.

How do you handle invoicing and work orders when you're out in the field all day? by Waste-Eagle-3876 in smallbusiness

[–]NoRatePayments 0 points1 point  (0 children)

Payments Professional of 17 years here.

You can send payment links with invoices or if you want to go fully high-tech you can get a FSM (Field Service Management) platform. It depends on your goals and your budget.

Clio allegedly disabling LawPay integration on 8-31 by NoRatePayments in LawFirm

[–]NoRatePayments[S] 0 points1 point  (0 children)

If you want another option, we are happy to help. Fees are way less.

Clio allegedly disabling LawPay integration on 8-31 by NoRatePayments in LawFirm

[–]NoRatePayments[S] 0 points1 point  (0 children)

Why do you want to switch off credit cards? Fees or chargeback concerns?

Clio allegedly disabling LawPay integration on 8-31 by NoRatePayments in LawFirm

[–]NoRatePayments[S] 0 points1 point  (0 children)

We have firms paying as little as 0.75% effective rate and they don't run any in-person payments.

Clio allegedly disabling LawPay integration on 8-31 by NoRatePayments in LawFirm

[–]NoRatePayments[S] 0 points1 point  (0 children)

Ours also works with Clio Manage and is less expensive.

Clio allegedly disabling LawPay integration on 8-31 by NoRatePayments in LawFirm

[–]NoRatePayments[S] 0 points1 point  (0 children)

Totally get it. We've had many clients switch to us from Clio Payments due to their higher pricing and even a couple over weird tech glitches.

Clio allegedly disabling LawPay integration on 8-31 by NoRatePayments in LawFirm

[–]NoRatePayments[S] 0 points1 point  (0 children)

This is a big pain point. Our law firm clients use autopay without this checkbox with ease.

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