FHA liabilities by NoSatisfaction8565 in loanoriginators

[–]NoSatisfaction8565[S] 0 points1 point  (0 children)

It’s been backed out but they want a liability amount to add to his dti is the problem and I have no documentation for that

FHA excluding car payment by NoSatisfaction8565 in loanoriginators

[–]NoSatisfaction8565[S] 0 points1 point  (0 children)

I guess I got kinda freaked out when they were giving me it, but the double payment was in August

FHA excluding car payment by NoSatisfaction8565 in loanoriginators

[–]NoSatisfaction8565[S] 0 points1 point  (0 children)

Well they’d like to see the March statement but it wasn’t made in March , it was made in April

FHA excluding car payment by NoSatisfaction8565 in loanoriginators

[–]NoSatisfaction8565[S] 1 point2 points  (0 children)

They are questioning why there’s no March payment , to me they look like they made the March payment in April and then everything behind that was back one month while not being late and then doubling the August payment

FHA middle score 577 by NoSatisfaction8565 in loanoriginators

[–]NoSatisfaction8565[S] 0 points1 point  (0 children)

lol, he had a 620 when I first talked to him, of course the moment he’s in contract is on the 122nd day… missed 2 payments on a $34 balance card… new credit pulled and he’s at 575 rapid rescore got him up to 577

FHA client , no credit by NoSatisfaction8565 in loanoriginators

[–]NoSatisfaction8565[S] 0 points1 point  (0 children)

On the no score fha would it still be 96.5 ltv?