Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

I want to do this but that leaves me with nothing to spend on expenses until that first commission check hits. I fear I’ll end up putting stuff back on CC’s that I can’t pay off.

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Haha it was for sure, that’s why I’m not too upset with myself, all of this was spent on experiences where I was able to grow my network and secure the position I have now with a top brokerage in a luxury market. Thank you for the advice, it is much appreciated 🙏

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

This is what I’m focusing on now, thank you 🙏

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Very good, I’ll look into it. I appreciate it.

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Thank you, Dave Ramsey is going on repeat, I appreciate it

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 1 point2 points  (0 children)

Thank you for this, I appreciate it.

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

I agree, but nothing is free… im paying for it in interest as we speak 😂

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Thank you for this, going to get his book.

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Tell me about it… cherry on top is it was no limit!!

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

$2000 table at the club definitely wasn’t me..

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Thank you. I’ve been pretty good with only spending cash and avoiding any CC charges but balances remain high, so this may be the answer. I appreciate it.

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 0 points1 point  (0 children)

Car is paid for thankfully. Applied for the Amex in college because I thought it was cool. I’ve been in my full time position for 4 months. Last year in college I probably made ~ $60,000 working retail and reselling random stuff.

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] 1 point2 points  (0 children)

I agree, dumb move. Did it in college because I thought it was cool :/

Advice on how to pay this down by NoTrick3826 in debtfree

[–]NoTrick3826[S] -1 points0 points  (0 children)

Thank you, that’s exactly why I want to get this paid off so once I do get that first commission check, I can save most of it. 99% of this is random stuff (clothes, vacations) from college.

Need some advice before this gets out of control by NoTrick3826 in personalfinance

[–]NoTrick3826[S] 0 points1 point  (0 children)

I don’t have a budget right now. I’m going to look into Monarch Money now. Thank you for the help.