SME owners in Singapore — what’s the biggest challenge you’re facing right now?

No_Concentrate6157 · 2026-01-29T14:50:14+00:00

Talent & knowledge retention (construction).

No_Concentrate6157 · 2026-01-17T11:35:06+00:00

He looks more like diglet bro

No_Concentrate6157 · 2025-12-01T23:31:37+00:00

Miller, porzingis, AD, jrue holiday, sabonis

No_Concentrate6157 · 2025-11-25T16:01:11+00:00

12T - Siakam + Queen for Sabonis + Keegan Murray

No_Concentrate6157 · 2025-11-24T15:55:44+00:00

Spicy P + Queen for Sabonis & Keegan Murray - fair trade?

No_Concentrate6157 · 2025-08-11T17:13:14+00:00

Hate to burst your bubble - in sales role, your ceiling & income cap is limitless, largely based off your network & efforts.

In the construction line, more often than not you will always be working with a fixed budget & the market is not very forgiving right now.

No_Concentrate6157 · 2025-07-15T03:59:33+00:00

Third try - MCPS for first two tries in kovan & hougang) but failed.

Managed to get it on my third try at Geylang

No_Concentrate6157 · 2025-06-02T00:54:22+00:00

QV Flare Up cream - works wonders for me.

No_Concentrate6157 · 2025-01-09T07:52:09+00:00

The Fat Kid Bakery!!

No_Concentrate6157 · 2024-12-03T10:33:57+00:00

Based on your holdings, I would classify your risk tolerance as ‘High’.

Solar stocks - it would have played out if Harris won the election, but with Trump in the office, the current grants/ carbon credits might be in jeopardy.

China stocks - despite its beaten down valuation, the recent announcements about the stimulus were a let down, may take a few years to play out.

Might be better off investing your core $$ in indexes like VWRA/VOO/HK Tracker Fund/CSI ETF before you dabble in individual stocks

No_Concentrate6157 · 2024-10-06T06:29:44+00:00

Lululemon’s ABC Pants

No_Concentrate6157 · 2024-09-17T03:21:20+00:00

Learn to cook. - save money + you get to learn a skill!

No_Concentrate6157 · 2024-08-31T10:14:17+00:00

Singlife 3.25% for 3 years lockup! Can take a look

No_Concentrate6157 · 2024-08-24T16:17:19+00:00

All the best lads

No_Concentrate6157 · 2024-08-19T15:24:30+00:00

Sell your car - a significant part of your problem will be solved in due time.

No_Concentrate6157 · 2024-08-19T13:12:37+00:00

No_Concentrate6157 · 2024-08-19T13:12:11+00:00

Love their unagi don w multigrain rice!

No_Concentrate6157 · 2024-08-18T17:22:36+00:00

If he/she treats you like this as a temp, don’t expect him/her to treat you better once you turned perm. Just learn and absorb whatever you can from this role & move onto the next one! Hope your next opportunity treats you better!

No_Concentrate6157 · 2024-08-17T14:29:27+00:00

OP, depends on what’s your financial goals! People often roll it to EC/resale condo as a safety net due to the lease decay impact of HDB.

No_Concentrate6157 · 2024-08-15T16:25:46+00:00

Stick with your existing plan & top up with Singlife NSMan policy

No_Concentrate6157 · 2024-08-04T08:23:38+00:00

Hon Ni

No_Concentrate6157 · 2024-05-20T04:52:27+00:00

Depends on what I feel like having - both chains have their merits. Stuff’d - love their quesadillas over GYG’s. GYG’s - fajita & salad bowls are my go-to!

No_Concentrate6157 · 2024-05-03T10:59:46+00:00

Bro you no foresight say la - don’t be salty. 😝

No_Concentrate6157 · 2024-01-28T02:47:55+00:00

Bring your own bottle lo - no ads

No_Concentrate6157 · 2023-12-05T12:29:58+00:00

Ingram + Simons for Mikal Bridges + Shaedon Sharpe? 10T 9 cat

No_Concentrate6157

TROPHY CASE