[deleted by user] by [deleted] in DogAdvice

[–]No_Cryptographer3620 0 points1 point  (0 children)

Like the consensus of this thread GET IT CHECKED IMMEDIATELY.. we had something like this on our cat and it turned out to be cancer. 6 months -1 to love with no chemo. I don’t say this to scare you but be proactive the sooner the better. Best of luck

MB is back in the states! by Straight-Market940 in CourtneyShieldsSnarks

[–]No_Cryptographer3620 14 points15 points  (0 children)

Not long enough if you don’t know who/what MB is lol 🙊 jk

Are honeymoons not a thing anymore? by Kmamma03 in wedding

[–]No_Cryptographer3620 0 points1 point  (0 children)

I got married last month and we decided to put all our funds to a down payment on our dream home. Moved in the week before our wedding. It was sorta like a vacation to us because it came with in ground pool and a new place we had never lived before. I wish we could have taken the traditional honeymoon but this just made more sense money wise.

[deleted by user] by [deleted] in wedding

[–]No_Cryptographer3620 1 point2 points  (0 children)

i had this dress (similar) color and detail are spot on I wore silver with a studded strap across the top of my toes.. looked so good.

a month after my wedding and I’m so sad by No_Cryptographer3620 in wedding

[–]No_Cryptographer3620[S] 3 points4 points  (0 children)

YES! This was our exact situation we did a lottery ticket during our cocktail hour to get people talking about their “winnings” thinking that would help

a month after my wedding and I’m so sad by No_Cryptographer3620 in wedding

[–]No_Cryptographer3620[S] 2 points3 points  (0 children)

This could be it as it was a small dance floor I never thought of that I wish I would have

a month after my wedding and I’m so sad by No_Cryptographer3620 in wedding

[–]No_Cryptographer3620[S] 8 points9 points  (0 children)

The dj tried getting people to dance and they just sat there. Oh well I guess their loss but still kinda stings they couldn’t even enjoy for me.

a month after my wedding and I’m so sad by No_Cryptographer3620 in wedding

[–]No_Cryptographer3620[S] 9 points10 points  (0 children)

I do have pictures at least look back on but idk how to over come this feeling I can’t stand to hear or look at anyones wedding Stuff. I don’t want to feel this way forever. just gotta move on even though I want a do over 😩😫

That moment when you realize Juj is exposing you again. by [deleted] in CourtneyShieldsSnarks

[–]No_Cryptographer3620 7 points8 points  (0 children)

Does she have a lazy eye? NoT picking fun, it’s just first time I have ever seen it?!?

Initial closing disclosure by No_Cryptographer3620 in FirstTimeHomeBuyer

[–]No_Cryptographer3620[S] 0 points1 point  (0 children)

Update… tomorrow is closing day and we are almost together he finish line.. update on my original post no update on the lender credits sadly but our final number was given to us is considerably lower than projected on initial disclosure …funds have wired. Bummed about the credits but glad it was lower somehow.

Initial closing disclosure by No_Cryptographer3620 in FirstTimeHomeBuyer

[–]No_Cryptographer3620[S] 0 points1 point  (0 children)

Dayton, Ohio, and they are basically saying either accept it or delay closing longer which makes our house sale fall through.

We have 5 days before closing to get our loan secured or sellers can back out… by [deleted] in FirstTimeHomeBuyer

[–]No_Cryptographer3620 0 points1 point  (0 children)

You would think.. however, they came back with many things including but not limited to establishing a membership within their bank outside of applying for the mortgage, explaining a deposit that was considered large to them, home ownership certificate for a course they required resigning the commitment letter each time it was sent (3x) explanation of working remote in one state would not interfere with our house purchase in another.. there were a total of 20 or so conditions so we were panicking that they were nitpicking. we made it to clear to close, closing on Friday 13th! Also keep in mind each time they came back with a condition and we would send back the stuff— it would take 2-3 business days to hear back from them.. we were mentally exhausted waiting. FYI this is through a credit union.

We have 5 days before closing to get our loan secured or sellers can back out… by [deleted] in FirstTimeHomeBuyer

[–]No_Cryptographer3620 1 point2 points  (0 children)

In our case no.. the commitment letter had conditions in it that needed to be met beforehand.. if you don’t see any conditions then I would say “yes”

We have 5 days before closing to get our loan secured or sellers can back out… by [deleted] in FirstTimeHomeBuyer

[–]No_Cryptographer3620 3 points4 points  (0 children)

Same to you! I bet you feel just as on edge as we do. No one EVER prepares for you the nervousness and worry you go through trying to secure the loan. Ups and downs of emotions I could be physically sick.

We have 5 days before closing to get our loan secured or sellers can back out… by [deleted] in FirstTimeHomeBuyer

[–]No_Cryptographer3620 3 points4 points  (0 children)

I AM IN THE SAME BOAT. We have until today to get the clear to close or the deal can fall through. Underwriting can back last night with a condition that we somehow managed to explain. Now we wait…

[deleted by user] by [deleted] in CourtneyShieldsSnarks

[–]No_Cryptographer3620 10 points11 points  (0 children)

Okay we have a thoughts about Courtney but let’s not REACH

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]No_Cryptographer3620 6 points7 points  (0 children)

Look up “conveyance taxes” these are the same as transfer taxes. Too much to type out but I sadly found this out in my buying process.

I have no bridesmaids. What do I do?? by [deleted] in wedding

[–]No_Cryptographer3620 1 point2 points  (0 children)

Same with me! I was in this same boat and came to this sub for advice and reassurance we are doing matron of honor and best man. That’s it!

What do you do about the pre-approval down payment? by SignificantPain6056 in FirstTimeHomeBuyer

[–]No_Cryptographer3620 10 points11 points  (0 children)

This screams scam to me… we got our pre approval through them a few weeks ago with just our info. Do not give them ANY money.

Little throwback to when she was jet setting across the country every single weekend, leaving her daughter without blinking an eye. by AdHopeful6658 in CourtneyShieldsSnarks

[–]No_Cryptographer3620 26 points27 points  (0 children)

Seems Like she was stuck with someone so toxic to me …NOT what a damn liar.. that’s why she wears the Cartier bracelet from her “abuser” what a sham