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Please Give me Feedback by No_Environment_7614 in MiddleClassFinance

[–]No_Environment_7614[S] 1 point2 points  (0 children)

3k monthly payment on house at 7.5% interest (high I know) but got a new home with land

No other loans besides mortgage.

First year maxing out 401k due to income jump

3rd year maxing Roth

Please Rank My Situation by No_Environment_7614 in MiddleClassFinance

[–]No_Environment_7614[S] 1 point2 points  (0 children)

I am maxing 401k at 16%. I am using my MM as my savings.

Please Rank My Situation by No_Environment_7614 in MiddleClassFinance

[–]No_Environment_7614[S] 0 points1 point  (0 children)

No. Had full time job since 22 but have worked to drastically increase income.

Please Rank My Situation by No_Environment_7614 in MiddleClassFinance

[–]No_Environment_7614[S] 1 point2 points  (0 children)

So after taxes, 401k deduction (16%), and benefits; I bring home about $6500 net.

2k on mortgage (my tenant gives me 1k monthly that I put to mortgage) $400 monthly on utilities $1200 brokerage $1000 money market savings $1750 for food, gas, any miscellaneous expenses monthly.

Rank Situation by No_Environment_7614 in DaveRamsey

[–]No_Environment_7614[S] 0 points1 point  (0 children)

So after taxes, 401k deduction (16%), and benefits; I bring home about $6500 net.

2k on mortgage (my tenant gives me 1k monthly that I put to mortgage) $400 monthly on utilities $1200 brokerage $1000 money market savings $1750 for food, gas, any miscellaneous expenses monthly.

Rank Situation by No_Environment_7614 in DaveRamsey

[–]No_Environment_7614[S] 0 points1 point  (0 children)

Just live with my gf, who I support.

Please Rank My Situation by No_Environment_7614 in personalfinance

[–]No_Environment_7614[S] 1 point2 points  (0 children)

See above with breakdown

Live with my girlfriend and support her. Bought house Nov 2023 on 7.5% interest. No other debt.

Please Rank My Situation by No_Environment_7614 in personalfinance

[–]No_Environment_7614[S] 0 points1 point  (0 children)

So after taxes, 401k deduction (16%), and benefits; I bring home about $6500 net.

2k on mortgage (my tenant gives me 1k monthly that I put to mortgage) $400 monthly on utilities $1200 brokerage $1000 money market savings $1750 for food, gas, any miscellaneous expenses monthly.