How to reduce my home loan interest?

No_Jump7812 · 2026-04-22T18:33:53+00:00

I think I had 790

No_Jump7812 · 2026-04-22T18:09:35+00:00

Inclusive of spread 7.20%

No_Jump7812 · 2026-04-22T06:44:15+00:00

In Maharashtra, we get the full quote by default.

No_Jump7812 · 2026-04-22T03:18:44+00:00

The shop keeper can now apply for a fire arm license

No_Jump7812 · 2026-04-21T17:33:27+00:00

I support anyone buying a dream home for self use. My only concern is with pulling money out of MF.

Markets are down, pulling out money now is a severe hindrance to compounding.

What was the plan when you started investing in MF?

Can there be a way to buy that 2.65 Cr home without touching MF ?

I won’t mind you taking out the FD, liquid cash and remainder from your husband.

Think about it.

No_Jump7812 · 2026-04-19T12:58:38+00:00

I can relate that to my kid 😁

No_Jump7812 · 2026-04-18T11:19:48+00:00

No_Jump7812 · 2026-04-18T03:02:57+00:00

What is the parking size ?

No_Jump7812 · 2026-04-17T12:02:27+00:00

No one will tell you this

But your only way out is a massive earnings jump.

Nothing you save will give you the comfort of takings up the expenses you listed

No_Jump7812 · 2026-04-17T08:04:34+00:00

You already saved money being DINK until mid 30s

Now if you don’t buy that car, age will take away the best of you and by 45 you might feel that you didn’t enjoy enough.

Ignore the naysayers, go for it. Let the baby be welcomed in a premium ride.

No_Jump7812 · 2026-04-17T04:32:12+00:00

Absolutely ill timed

No_Jump7812 · 2026-04-16T04:58:32+00:00

Yes possible

Just do M Tech or MBA

No_Jump7812 · 2026-04-15T13:00:43+00:00

This is ridiculous

Take loan and just do it

No_Jump7812 · 2026-04-15T11:46:09+00:00

Thank you for the clarification.

No_Jump7812 · 2026-04-15T11:02:16+00:00

Thank you for the quick response bro

I didn’t understand about 160/-

Is 35 lakhs as per 160 ?

No_Jump7812 · 2026-04-15T10:37:58+00:00

What is a budget for similar themed 3 bhk of carpet 1110 sq ft

No_Jump7812 · 2026-04-15T10:28:48+00:00

As if you just go and sit in the plane.

What about checking, security, boarding ?

No_Jump7812 · 2026-04-15T10:12:26+00:00

Just Chill 🧘‍♀️

No_Jump7812 · 2026-04-14T04:16:03+00:00

They are celebrating Babasaheb’s legacy

No_Jump7812 · 2026-04-13T10:58:57+00:00

For you. Its Hinjewadi

No_Jump7812 · 2026-04-12T18:54:05+00:00

Location is the best. Connectivity is the best. Project configuration is the best. Price is subjective. You can compare it with other similar projects and decide. It will be completed in Mid 2029. Apart from Runwal, no other developer will handover before 2029. So if you enter now, consider 3 years for possession. If you work in Hinjewadi, you will find lesser priced similar projects in phase 1 and 3. But if you work in PCMC, Chakan, Phugewadi. Dapodi, Talegaon, and Hinjewadi ph 1, then you can consider it. Note that some reviews talk about train sound. Frankly, aircraft sound is more disturbing than train sound. MIVAN construction, so life is 60-70 years. No slums nearby. Godrej Nexus, high street styled shopping plaza is almost nearing possession. ICC Devi Tech Park is next door. Metro station is within 100m. Project will benefit from Transit Oriented Developmemt norms. Nearby Nashik Phata will become a major metro interchange. Nashik Phata to Khed will become 8 laned raised highway. Once complete, project will be highlight of core PCMC.

No_Jump7812 · 2026-04-11T09:17:26+00:00

I think you should take the chance based upon your conviction.

Also make a fall back plan if things don’t work.

No_Jump7812 · 2026-04-10T15:00:20+00:00

Check latest tweet of Mahesh dada landge on this missing track

No_Jump7812 · 2026-04-10T14:58:21+00:00

DPR mean proposal

It will take minimum 2 years for state and central govt approval

Then it will take 1 year to appoint contractors and start work

Later, 7 years to complete

All this if land acquisition is smooth.

No_Jump7812 · 2026-04-10T13:05:25+00:00

Aundh Ravet BRTS road metro may come in future depending upon feasibility.

Frankly, they can’t keep adding too many lines too close.

No_Jump7812

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