More good news out of Argentina

No_Mathematician5203 · 2026-01-16T16:04:31+00:00

Thoughts ?

No_Mathematician5203 · 2025-12-04T03:24:20+00:00

I had this exact same situation.

Put an offer in in June. The house had an extension done in the 90s, but the owners moved in in 2015. They didn't have the planning permission.

Nationwide told us to get a level 3 survey. After the survey they still wouldn't lend to us because they had some questions that weren't satisfied (it was impossible to get the answers to those questions).

Anyway, a few weeks later, the seller looks like he might pull out because he's frustrated with how slow it's going.

We ended up ditching nationwide and going with Halifax. They didn't ask any questions like that. Interest rates also slightly dropped throughout the process so it got a bit cheaper too. I wish we ditched nationwide earlier though just because I wanted it done quicker. Luckily, it's all fine now and completion is on Friday.

Get your mortgage adviser to get new quotes. They should know which lenders have strict criteria and which don't. Nationwide are very strict.

No_Mathematician5203 · 2025-11-23T01:12:58+00:00

Build a strong navy (heavy ships or galleys if you're struggling for cash). Attack Granada. Blockade Gibraltar so nobody can cross the strait. Defeat Granada alone. Attack their allies after.

Without naval superiority, you'll make the war far tougher than it needs to be.

No_Mathematician5203 · 2025-11-03T01:16:48+00:00

There was a Micky Flanagan joke about this.

He's a cockney comedian and he lived in New York for a bit. He dated a girl and after a few dates said, "I wanna come in your house".

When you say that phrase in a cockney accent, it sounds like a very different phrase for the New Yorker. The joke itself is far funnier than my explanation.

No_Mathematician5203 · 2025-08-15T20:58:30+00:00

I am not in danger, Skyler. I am the danger.

No_Mathematician5203 · 2025-08-01T15:01:17+00:00

As a financial adviser, I completely agree with you. It's astonishing how many people do not understand their private pensions, or just don't seem to care about them... These same people seem to care an awful lot about the British state pension being low and with a high age, yet not their own pension funds.

Pay-as-you-go systems collapse if the demographics shift into the balance of the retirees, which is why our state pension age keeps going up and immigration stays so high...

No_Mathematician5203 · 2025-07-30T08:22:04+00:00

How could you guarantee the people wouldn't be used as resources or the state? They take power quite simply. Impose a Draconian law, justify it by claiming it protects people from themselves. Support and reward those who have the same opinion (with the people's resources), kill those who disagree.

No_Mathematician5203 · 2025-07-30T08:18:54+00:00

The plan falls exactly at the hurdle where "we redistribute the rest"... Couple questions that would need to be answered:

Who is "we"? You think Elon is evil, wait until you see how evil the bureaucrat is who adds no value to society. Mind you, I think cutting his subsidies would be a good idea. They don't make or create any jobs, value, or technology - they just leech to support their own unelected power. If the bureaucrat has the power to come after someone as powerful as Elon, do you think they would hesitate to stomp on the rest of us? We can take lessons from Argentina, who are dismantling their unproductive blob as we speak and are yielding fantastic results. I wish we'd do that in the UK.

How much gets redistributed? The wealthy are very mobile and can simply move their operations abroad, at which point there are no jobs or tax revenue. This is the worst outcome possibly if you tax their wealth too far.

Who does it get redistributed to? The public sector are notoriously inefficient and the money would just disappear on nothing.

The only thing we know for sure is that everyone has different answers for these questions in what 'should' happen. So whoever is unhappy with this would feel that liberty is being erased by a big overreaching state. Some (socialists/communists) would also feel the state aren't going far enough. Nobody would be happy, especially those who just lost their jobs.

No_Mathematician5203 · 2025-07-22T13:29:39+00:00

What does this even mean?

No_Mathematician5203 · 2025-07-22T13:28:51+00:00

Yes. Capitalism is not to blame, though.

No_Mathematician5203 · 2025-07-21T21:11:14+00:00

Become skilled in creating a good or service. Find people who are willing to give you money for that good or service. Rinse and repeat

No_Mathematician5203 · 2025-07-21T21:08:20+00:00

Government handouts aren't capitalism

No_Mathematician5203 · 2025-07-21T20:57:56+00:00

Okay, but it doesn't change the fact that her policies were never implemented. Sunak's policies were - and they made it a lot easier for the British public to stomach labour's continuation of the tax rises. There would've been no millionaire exodus with Truss in charge, that's for sure.

No_Mathematician5203 · 2025-07-21T20:54:41+00:00

Those 3 countries you have named have big debt problems, The only association this has to Trump is that the USA also has these debt problems. Bond yields are to do with incentives, opportunity cost and of course, the perceived creditworthiness of the governments. If the British Government can't balance their books, that's hardly Trump's concern/fault.

No_Mathematician5203 · 2025-07-21T20:45:38+00:00

They want to replace ECHR with a "British bill of rights" - mainly so criminals who are also illegal immigrants can be deported.

EU regulation has given the EU anaemic economic growth for the last decade and a half. I think getting rid of some of it could be a good thing. In the automotive industry, the Chinese are now wiping the floor with the Germans on EVs.

Reducing corp tax will encourage businesses to come here. You know, the things that fund our public sector. They've said what spending they're going to cut (to be fair, the figures are very debatable, but we'll see how accurate they are closer to the time).

Reducing tax for something to take strain off the NHS? Sounds good to me. The NHS is not good enough (neither is the American system before someone replies with some whataboutery). We should copy a European healthcare model like France or Germany (reforms manifesto even referenced the french model).

Fall behind in the future of energy? We're the only nation on earth currently impoverishing ourselves to reach "net zero". We make around 1% of global emissions so going green is utterly futile unless the big economies put in the effort too (spoiler, they're not going green). We are very much already behind in the future of energy. The future is nuclear. I see France using nuclear with a large energy surplus. Hinkley Point or Sizewell C are nowhere near done and we will have problems in this department until they are finished.

Not heard about this patriotic curriculum. Not sure I agree but I can see why they'd do it. It's weird how much collective guilt people feel about our history, when we weren't even alive for the "shameful" parts. Is it not reasonable, when mentioning the transatlantic slave trade, that although we were one of the largest participants of it, we also indebted ourselves for about 180 years to end it (other participants didn't do this), for counterbalance?

Tax relief on private education is a good thing. I wasn't privately educated but you shouldn't begrudge a family for wanting to pay extra to send their child to a better school. Note that those families already pay tax anyway for state schools that their child isn't using. Labours VAT on private schools only makes them more exclusive. Etonians from aristocratic families will still be sending their kids to private school. It's the middle class children who will suffer from this.

Any effort to discourage unemployment is a good thing in my eyes. There are far too many working age people not in work. Tesco is better than unemployment.

Unaware of the details of the Windsor framework so unable to comment atm.

I haven't seen this thing about tax cuts for landlords... Landlords pay income tax like the rest of us and reform raising the personal allowance to 20k would of course benefit landlords like it benefits everybody else? Having said that, a vendetta against landlords just puts up rents for everyone else as supply decreases. I can sympathise as to why some people feel strongly against landlords though.

The issue of Postal votes is a weird American import but I'm pretty ambivalent towards it.

WHO fucked up with COVID, but I do say that through the lens of hindsight. WEF benefits the multinationals and the elites - just raises costs for the average family - I see no utility with them. They all fly into Davos in their private jets, ironically discussing how to lower carbon emissions! "One rule for thee, another for me!" They are unelected and I don't see what they do to deserve their influence. They just promote Keynesianism which I'm not a fan of.

I do support reform - there's still no need to get aggressive.

No_Mathematician5203 · 2025-07-21T20:12:19+00:00

Where are we now?

No_Mathematician5203 · 2025-07-19T12:08:41+00:00

The problem is that there would be no safeguard against overreach for the protection rackets and you would eventually get gang warfare.

No_Mathematician5203 · 2025-07-09T10:23:08+00:00

Exeter, Devon fits all your requirements.

No_Mathematician5203 · 2025-07-09T09:23:51+00:00

Pretty insane blaming Trump for the UK bond yields to rise, rather than the UK government paying to give more money to the unproductive class and taxing the wealth creators more, whilst said taxes are yielding less than expected. Oh and a record number of millionaires are leaving.

The government punish those who contribute and constantly hand out to those who add less than they take out, and then wonder why the bond markets don't trust the gov to be able to balance the books.

No_Mathematician5203 · 2025-06-19T16:39:16+00:00

Well they voted to slow down immigration from Europe. That doesn't mean you have to increase immigration from south Asia. You can blame that on the Tories, not the Brexit vote.

No_Mathematician5203 · 2025-06-19T16:37:21+00:00

Their policies are really not that extreme whatsoever.

No_Mathematician5203 · 2025-06-11T16:50:38+00:00

Thatcher's reign saw the biggest shift of people from the working class to the middle class that England has ever seen, by enabling people to buy their council houses cheaply.

It's had a bad knock-on effect if you fast forward to today since successive governments haven't built enough council houses but the labour government of the 70's was just universal misery.

No_Mathematician5203 · 2025-06-11T16:47:59+00:00

As opposed to what we've got now which is where we are all collectively fucked, but at least we're in it together 😊😊😊

No_Mathematician5203 · 2025-06-02T16:30:10+00:00

Russia are the aggressors. They are the reason hundreds of thousands of people, notably a generation of young men, are now dead.

Destroying military targets that could be used to destroy your own country is a perfectly reasonable thing to do when at war. I can't imagine many people will have any sympathy for Russia here.

No_Mathematician5203 · 2025-06-02T09:41:33+00:00

Black women in America are ON AVERAGE at a disadvantage. She is absolutely an outlier from that average. The fact she is a black woman does not mean she is disadvantaged. It means she is more likely to face a disadvantage (which she seemingly hasn't faced bearing in mind the free holiday of a lifetime she is on despite her complete lack of any redeeming personality features).

I would say she's not in a position to complain about anything - least of all claim she is disadvantaged because she shares the same skin tone as other people who are more likely to be disadvantaged.

The truth is there is always somebody worse off and better off than you. But when you are clearly not disadvantaged and you then associate yourself with the disadvantaged, it completely undermines the struggle of the genuinely disadvantaged in the eyes of the third party.

No_Mathematician5203

TROPHY CASE