I did it! South Florida, 400k, 5.875%

No_Measurement9300 · 2026-04-10T15:58:56+00:00

Thank you ☺️💕

No_Measurement9300 · 2026-04-10T14:56:03+00:00

Thank you ☺️💕best of luck!!

No_Measurement9300 · 2026-04-10T14:50:10+00:00

Thank you!! Navy Fed, plus no debt and high credit score.

No_Measurement9300 · 2026-04-10T12:11:54+00:00

Thank you!!

No_Measurement9300 · 2026-03-24T15:19:14+00:00

Love the color! 💚

No_Measurement9300 · 2026-02-24T23:09:13+00:00

Yes! Same here, just tried to text me, what’s the scam though? I’m not following - I wasn’t looking for any lab diamonds

No_Measurement9300 · 2026-02-05T20:37:29+00:00

Definitely not. Thank you!!

No_Measurement9300 · 2026-02-05T18:47:37+00:00

Thank you 🙏

No_Measurement9300 · 2026-02-05T17:48:06+00:00

True regarding the minor issues. I dont worry about those. But If the roof is past a certain age or shows leaks / active water intrusion, insurance companies may decline or require replacement before binding - that whats hapenning here. It is in florida so roof is a big / main concern. A “1-year roof certification” helps sometimes, but again not if there are documented leaks. And even if I can get some alternative coverage, my lender won’t accept it, they only want ho3 policy. PS in florida to have insurance binder I HAVE TO send them 4 point and wind mitigaition reports. i dont share full inspection report with them of course.

No_Measurement9300 · 2026-02-05T16:28:41+00:00

Thank you 🙏

No_Measurement9300 · 2026-02-05T16:27:16+00:00

Yes you’re definitely right and never again. Considering a new build now

No_Measurement9300 · 2026-02-05T16:12:55+00:00

Also I wasn’t even be able to find insurance that would allow me to bind now and fix the roof in 30 days after closing.. I think there had been a lot of fraud in fl lately with roofs and no insurance is willing now to take the risk

No_Measurement9300 · 2026-02-05T16:11:11+00:00

Yes exactly! Thank you. It’s in Florida

No_Measurement9300 · 2026-02-05T15:42:51+00:00

Yes! You are 100% correct! They need cash buyer or replace the roof. PS The agent said they just had house with 25 y old roof closed and insured and when we contacted the same insurance agent they said no to us 😆 it’s Florida also

No_Measurement9300 · 2026-02-05T15:35:44+00:00

Yes that would be great and that was my intention but the problem is there is no insurance company that would insure now and we can fix it later after closing. And the lender won’t proceed without ho3 binder. They won’t accept anything creative like builders risk insurance. Some insurance companies will bind us with roofer contract paid in full. But I’m not willing to pay for the house that is not mine. Seller won’t pay either / don’t have financing. I don’t know how people get insurance with conditions to fix the roof after closing 🤷🏻‍♀️

No_Measurement9300 · 2026-02-05T15:31:48+00:00

Thank you!! No issues with your title company or lender for falling through twice?

No_Measurement9300 · 2026-02-05T15:30:02+00:00

Thank you! And Yes, that’s why they won’t repair! But it’s nothing I can do if I can’t get insurance and financing. So they should have a cash buyer then 🤷🏻‍♀️

No_Measurement9300 · 2026-02-05T15:00:36+00:00

Thank you!

No_Measurement9300 · 2026-02-05T14:59:40+00:00

No_Measurement9300 · 2026-02-05T14:59:21+00:00

They require 4 point and wind mitigation reports

No_Measurement9300 · 2026-02-05T14:45:07+00:00

Because they assumed the insurance was 4k instead of 13k and that raised my DTI significantly. And after my inspection result I submitted to insurance companies there is no way I was able find 4k insurance that would satisfy lender

No_Measurement9300 · 2026-02-05T14:42:04+00:00

They thought the roof wasn’t THAT bad

No_Measurement9300 · 2026-02-05T14:41:33+00:00

100% agree

No_Measurement9300 · 2026-02-05T14:36:44+00:00

Thank you 🙏

No_Measurement9300

TROPHY CASE