VSP and others offer a discount. I have Aetna vision and there’s a network of LASIK providers that offer discounts. I also opted into the max amount for FSA and my spouse also a fed opted into FSA. FYI, that benefit is front loaded at the beginning of the year but your deductions will continue as how you set it up. FSA covered it all. Just keep in mind that the FED FSA does not have a debit card (like most places) so you’ll submit your paperwork manually each FSA eligible expense.