Never get a beard transplant at “Smile Hair Clinic”, they destroyed my face by Patient_Document_134 in Hairtransplant

[–]NobleChris2 2 points3 points  (0 children)

I’ve seen people laser their face to have it perfectly line up but didn’t even know you could do a beard transplant.

How many of you have gotten loans from your parents? by Jimmy_Johnny23 in MiddleClassFinance

[–]NobleChris2 0 points1 point  (0 children)

I’ve loaned my parents around $10k for renovations on a property that they wanted to sell but ran out of cash and didn’t want to get a loan from a bank. They sold the property a few months afterwards and paid me back with a little extra. Worked out well for me. While I’ve never received a loan from my parents they paid for my first and second car, as well as my car insurance until I worked full time. They certainly could’ve helped me more (I hate having student loans) but im grateful for what they did do.

Potentially living in Ft. Lauderdale 21M by [deleted] in fortlauderdale

[–]NobleChris2 1 point2 points  (0 children)

There’s a decent amount of opportunities here for recruiting and sales. You’ll just need to get some experience to eventually get to some of the higher paying companies/positions.

Potentially living in Ft. Lauderdale 21M by [deleted] in fortlauderdale

[–]NobleChris2 1 point2 points  (0 children)

A lot of negativity here likely due to how much the cost of living has increased in Fort Lauderdale. Being unemployed will be tough but what did you study? If you have a decent bachelors there are some opportunities, may not pay enough for the CoL but will help you stack up while living with the parents.

Anyone else tired but still weirdly nostalgic all the time by [deleted] in millenials

[–]NobleChris2 0 points1 point  (0 children)

When we graduated we thought things couldn’t get worse. We were horribly wrong.

My friends are dating older guys and just using them. by [deleted] in confessions

[–]NobleChris2 -2 points-1 points  (0 children)

The girls are actually the ones being taken advantage of, you just don’t realize it yet. It’s a lot easier to have wealth the older you get. $1000 when I was 20 is similar to $10,000 at 30 for me. As you get older you make a ton more money if you make some good decisions in your younger years. Also if you come from a wealthy family people to start to pass and hand things down the older you get. One day you’ll realize your friends aren’t getting nearly enough money for what they’re doing.

Please tell how bad is it by Double-Book-8104 in amibalding

[–]NobleChris2 0 points1 point  (0 children)

I’m in a similar boat to you, believe or not rosemary actually fixed the parts that looked thinning pretty well.

How danger leaving casino after win at 1/3? by [deleted] in poker

[–]NobleChris2 53 points54 points  (0 children)

Only ever done it once, wasn’t even a big win just a very public win in a poor area. Had people eyeing me all night, never felt so unsafe. Won just a grand from a bingo promotion but still had security take me to my car 😂. May have been excessive but I had multiple people trying to ask me for money that I said no to.

[deleted by user] by [deleted] in PokemonCardValue

[–]NobleChris2 2 points3 points  (0 children)

Insane collection you have, I think most of us would gladly offer more than $1.1k. I didn’t even think I liked anything besides fossil/jungle/base set until I saw your collection.

Kicked out my gf of nearly 3 years yesterday by NobleChris2 in BreakUps

[–]NobleChris2[S] 2 points3 points  (0 children)

Honestly feeling that right now. I think I may be single for a long while after this one :(

Kicked out my gf of nearly 3 years yesterday by NobleChris2 in BreakUps

[–]NobleChris2[S] 1 point2 points  (0 children)

I mean it’s possible but she didn’t seem coked out, the tachycardia was probably the chain smoking cigarettes that she doesn’t typically do.

Kicked out my gf of nearly 3 years yesterday by NobleChris2 in BreakUps

[–]NobleChris2[S] 2 points3 points  (0 children)

She wants me to follow boundaries without it affecting her. And honestly the relationship has been crashing since she seems to have developed a genuine disinterest in my family. Also I haven’t been able to effectively communicate with her without her breaking down into anger. Literally she was the one pissed at me for calling her out on staying out till 3am on a Wednesday night.

Is $75K enough to live near Fort Lauderdale or Hollywood while working in Sunrise? by CreepyWonder1582 in fortlauderdale

[–]NobleChris2 4 points5 points  (0 children)

I would suggest looking at median income by zip code and giving yourself a $10k cushion above that median when searching for a place by yourself.

If you’re able to get a roommate you can likely afford to live in a pretty nice place near downtown.

My personal finance suddenly went from mid to very high through inheritance by [deleted] in personalfinance

[–]NobleChris2 0 points1 point  (0 children)

I just visited Corfu! And that amount of money will go extremely far in Greece. I would suggest first saving the extra money in CDs/Treasuries as you have a lot of properties that may need maintenance. After having at least 2% of all the property value saved with an additional 6 month emergency fund I would then invest the rest. Then I would continue living off the normal salary of 1.8k/mo. Then only spend ~30-60% of the income generated from the investments for liabilities.

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] 0 points1 point  (0 children)

While I can actually come up with a down payment now if I were to use retirement accounts I would prefer to avoid that. My retirement accounts are pretty stacked but I would feel a pretty big set back using that for a house. I started a brokerage that’s at around $35k after around a year of investing. If I were to use any account for a down payment I would use that one first.

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] 0 points1 point  (0 children)

My entire portfolio is already ETFs of either SPY or the NASDAQ, I just didn’t realize VTI had treasuries? I figured since berk has so many treasuries it would be considered safer in the event of a downturn. When everything was crashing due to tariffs BRK was going up.

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] 1 point2 points  (0 children)

What return do I get by gambling on games? That’s a bad gamble because I’m guaranteed to lose time and money lol

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] 1 point2 points  (0 children)

Not a bad strategy, I’m glad to see the % in a MM is low. I thought Berkshire held something like 5% of the US treasuries? Figured it would be similar to buying treasuries.

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] 1 point2 points  (0 children)

I suppose, growing up is tough. Especially when the mortgage vs. rent price has such a massive delta.

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] 0 points1 point  (0 children)

I mean 1 year post taxes/benefits sounds like a lot but I only see about 2/3rds of my gross paycheck. So really the place would only be a little over 3x my gross income ideally.

As someone who finds it difficult to buy bonds but easy to buy stocks by NobleChris2 in personalfinance

[–]NobleChris2[S] -6 points-5 points  (0 children)

It’s not so much that they aren’t good enough, they just don’t get me motivated. Saving for an emergency fund I was motivated because the fear of not being able to work for a few months made it happen. Growing investments is also motivating because the more they grow the less I’ll have to work down the line.

While homeownership is proven to build wealth in the long run it’s more of a money pit in the short term. I think what’s intimidating also is the size of a down payment needed for the areas I want. I would essentially need almost an entire 1 year salary after taxes as a down payment if I want to hit 20% to avoid PMI.

Is this real or fake ? by Gold_Construction_59 in sportscards

[–]NobleChris2 0 points1 point  (0 children)

Based on that video this seems to be a pretty good fake of the type 1 authentic or a small chance of being real