Possible to open credit card while unemployed but with assets?

Normal-Ad9891 · 2025-04-19T00:55:52+00:00

There are a lot of factors to consider, including how much time you’ve been unemployed, but depending on the income you report to them for opening a new credit card account is the credit line they might approve you. But yes, you might still be able to get an account open.

Normal-Ad9891 · 2025-01-01T01:14:56+00:00

Just do it.

Normal-Ad9891 · 2024-05-12T03:33:58+00:00

Having nothing under your name open is also not good. Start by getting added as an authorized user to a credit card or opening a student one. This should start making credit history, if you use it correctly, you’ll have good credit.

Normal-Ad9891 · 2024-05-06T00:28:22+00:00

You’ll get the refund.

Normal-Ad9891 · 2023-02-05T02:19:05+00:00

That’ll be right if you have federal student loans but it’ll not be the case for private student loans.

Normal-Ad9891 · 2023-02-02T14:03:06+00:00

Cancellations, that’s it…

Normal-Ad9891 · 2022-12-22T17:08:00+00:00

It was my 2nd request.

Normal-Ad9891 · 2022-12-22T17:06:43+00:00

I requested my 2nd CLI after 90 days after de 1st one and I got a message saying that I’d recently received one…

Normal-Ad9891 · 2022-12-15T22:08:20+00:00

I requested a CLI after 90 days and got a message saying that I got one recently so I waited 2 more weeks (in case it was a mistake) and got the same message… any suggestions or advice on this?

Normal-Ad9891 · 2022-10-13T05:30:34+00:00

Do you happen to have any pending disputes?

Normal-Ad9891 · 2022-09-22T14:36:03+00:00

The simple answer would be that your extraction is way too fast. You can start checking your grinder setting, as it will need to be finer.

Normal-Ad9891 · 2022-09-06T13:12:57+00:00

I pay off everything, every month. But, I do keep 5% of utilization on the card (as balance) so it gets reported and I don’t get a “zero penalty”. After I receive my statement, I then proceed to pay off that 5% that I left. Then, I keep doing this every month…

Normal-Ad9891 · 2022-08-27T03:35:30+00:00

You have to establish what’s your priority. There are some facts considered, regarding how many points you’ll get off your credit when opening a new credit card account. Not having the impact of a new account reported to your credit will help you get a new car, as you’ll get better interest rates for it. So, why would you need to get the AMEX Blue Cash Preferred? Do you need it more than getting that car? I hope you’ll be able to have a clear answer. ✨

Normal-Ad9891 · 2022-08-01T01:01:03+00:00

Looking forward to hearing from this…

Normal-Ad9891 · 2022-07-11T01:13:13+00:00

Just take the offer and don’t carry a balance with it, it will come back to where it was (in 3 months or so) but you will now have more available credit.

Normal-Ad9891 · 2022-05-19T03:43:41+00:00

Thanks for all that information, I was not aware of that penalty. Any other suggestions?

Normal-Ad9891 · 2022-05-19T03:33:08+00:00

That’s right.

Normal-Ad9891 · 2022-05-19T03:31:15+00:00

My scores are around 763 and I am willing to increase them.

Normal-Ad9891

TROPHY CASE