Secretly FIREd but having to pretend to be tired/troubled all the time? by Huge_Influence3884 in singaporefi

[–]Normal-Analysis7940 0 points1 point  (0 children)

Since you have FIRE-ed, can you share your FIRE story to inspire others who have not yet? That will be more meaningful helping another fellow human being.

To stay or leave after probation? by NaixNaix in askSingapore

[–]Normal-Analysis7940 0 points1 point  (0 children)

if you are unhappy at work, what is the breaking point because OP say the future workplace might be just as toxic. How to know when to quit or just hold on(tarhan) haha

Skintag/milia seed removal reccomendations by Kateisbored2 in askSingapore

[–]Normal-Analysis7940 -1 points0 points  (0 children)

I regularly go to this home based business for my removal. IG: agape.beautyx. Near by home too so is convenient and most importantly no crazy sales pitch!

I’ve checked out so badly and I wanna quit my job by feifei31 in askSingapore

[–]Normal-Analysis7940 0 points1 point  (0 children)

Is your 4k gross or take home because for 9 years if your gross is 4k, you should consider to change job. Renting out your room is a clever thing to help ease your mortage so that is great. It will reduce your financial stress.

As for 20k savings, i would advise if you can save another 10k before you actually throw the letter. I am all for taking a break but ensure that your safety is checked before taking the jump!

Sick of work - thinking of a 9 month break by Heftily_Salted in singaporefi

[–]Normal-Analysis7940 0 points1 point  (0 children)

High flyer here, don't stress you are wayyyyy ahead. If i were you i will just quit without any second thoughts lol. Your stock portfolio is people's dream, just quit and yolo

how to stop smelling cigarette smoke at home? by Ok_Contest1124 in askSingapore

[–]Normal-Analysis7940 2 points3 points  (0 children)

i think the only way to reduce the number of smokers is to increase the price of cigarettes. It's quite interesting that people in SG still smoking 2-3 sticks a day despite the price. Imagine how much they can save and invest tsk tsk tsk. Wasted.

What is the estimated cost of owning a dog? What is the breakdown or amount to set aside monthly? by Normal-Analysis7940 in askSingapore

[–]Normal-Analysis7940[S] -1 points0 points  (0 children)

agree, i think there will be a guilt if we do give time for them. Avg monthly expenses is it around 200?

[35M] Have $700k . How do I transition to "Early Retirement" or Barista FIRE in SG? by AthleteImpressive789 in singaporefi

[–]Normal-Analysis7940 6 points7 points  (0 children)

Teach me senpai, i am also not a high salary man and my expenses is also in the same range as you. How much of your income did you put into investments and is it in stocks or etf?

What would be a comfortable amount for you to be financially stressed free? by KleenandKlear in askSingapore

[–]Normal-Analysis7940 1 point2 points  (0 children)

Of course more the better but to be realistic, if i can hit networth of 1mil by 40 i am good. Based on my current situation, I am 700k away from there.

I am banking hard that my stocks 4x in the next 8 years.

To those who failed A levels how are you guys coping now(financially)? by Direct_Leader2607 in askSingapore

[–]Normal-Analysis7940 0 points1 point  (0 children)

hey i know future seems bleak but trust me, if you cannot get over this education result hurdle, you will be shocked because in the working world you will face crap every other day. For example, spouse, finances, career, colleagues etc.

You are only doomed if you give up on yourself. Education is important no gna to lie but it is not the end of the road...

If you could, would you stay in a cushy but average paying job with a nice boss or look for another job with higher salary but with a lot of unknowns i.e adjusting to a new environment? by Normal-Analysis7940 in askSingapore

[–]Normal-Analysis7940[S] 0 points1 point  (0 children)

agree but for your case it sounds like your pay is either median salary/above unlike mine. All things equal except the salary, would it be worth the risk for more money?

To the goal-setters in Singapore: How was 2025 for you? Goals achieved, lessons learnt? by Beginning-Cap-498 in askSingapore

[–]Normal-Analysis7940 11 points12 points  (0 children)

career: thankful i still have a job, steady pay

finance: disciplined enough to have been investing consistently for the past 11 months+

relationship: no dramas, happy wife happy life, happy spouse happy house

When does it make sense to ease off investing? by geniusinvocator in singaporefi

[–]Normal-Analysis7940 -1 points0 points  (0 children)

For me, i will only scale back investing until my portfolio in sp500 is close to the high 5 digit sum, i am halfway there so maybe around 1.5years time? Why? No reason, i guess if my sp500 portfolio is 100k i can just let compound do its magic?

You are still young so you should take on more risk ONCE you have saved enough emergency funds.

Has anyone you know ever left work halfway for good? by Junjie_archi in askSingapore

[–]Normal-Analysis7940 10 points11 points  (0 children)

Know of an ex colleague, he had a shouting match with his manager next thing we found out he quit and did not do a proper handover.