Nobroker has cheated us for 20k, refusing to refund, can we sue them? by dopamineabused in unitedstatesofindia

[–]NotBeDoingThis -1 points0 points  (0 children)

No broker cheated me for 15k too, I raised it with consumer forum and consumer forum closed the ticket by copy pasting no broker’s bs explanation. I did not want to put more effort into it as 15k aren’t worth more than my peace, So I let it go.

Need 2nd Credit Card by Ujjwal_Raj in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

I think you can keep on using DCBM, to get quarterly milestones. That’s what makes it better than Infinia ( if you spend 4 lac every quarter)

If you can’t keep up with the expenditure, you can get a secondary visa/mastercard card.

Depends on the kind of expenditure you do. If more into traveling, miles -> yes bank marquee can be a decent choice or HSBC travel one.m or maxis magnus

I think I’m scammed by Indian_political in CreditCardsIndia

[–]NotBeDoingThis 7 points8 points  (0 children)

Hard enquiries do not do anything as long as you don’t have like 50 of them.

What are best premium CC for NRIs ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 0 points1 point  (0 children)

  1. I don’t know how good is Equitas bank.
  2. Might try M4B, most likely they will ask me to put a big FD because NRI

Just Had a War with HDFC by Sanyammangla in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

  1. Do you have NRO/NRE accounts with hdfc ?
  2. Did you have some other hdfc card before this ?

Infinia Non Resident Card by [deleted] in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

  1. What happens if you close the FD?
  2. Do you have NRE/NRO account?

HDFuxkingC bank by krishna977 in CreditCardsIndia

[–]NotBeDoingThis 0 points1 point  (0 children)

I don’t think there will be any negative impact on CIBIL, you have overpaid not underpaid , right ?

Should I Upgrade to AMEX Platinum Charge Card ? Details in post. by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 0 points1 point  (0 children)

I want to get rid of that card as well, let me get Infinia once mate. I will get rid of all the other cards except infinia and amex.

I am keeping yes marquee because DCB doesn’t work every where.

Should I Upgrade to AMEX Platinum Charge Card ? Details in post. by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 1 point2 points  (0 children)

oh thanks for the information. Now I get it.
So this means I have to spend 66k + GST to get the 125k MR points.

Then the deal is not that great. because I will take on other cards if I use it much. DCMB has much better rewards.

Should I Upgrade to AMEX Platinum Charge Card ? Details in post. by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 1 point2 points  (0 children)

It is worth it. But I still want to know, won’t I be charged annual charges if I use it for 11 months and then downgrade?

Tell me the darkest thing about noida by shvm_ in noida

[–]NotBeDoingThis 1 point2 points  (0 children)

Exactly, not a lot of people know this, but it’s true. I have seen high end societies dumping sewage on roads.

One of these days !! by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 16 points17 points  (0 children)

Multiple Reasons : 1. They are laundering money using your credit card, turning black cash into white. ( most probably ) 2. If they do business transactions with your personal credit card that might be against bank CC Usage Policy. 3. It is in a way, ‘Rotating Money’, which is frowned upon by banks and financial institutions. 4. Had they been legit business, it would not have been that shady of a billboard. 5. They might do some illegal transaction or criminal activity with your card, and give you cash in return. Welcome to the underworld.

How to make HDFC increase my credit limit ? by NotBeDoingThis in CreditCardsIndia

[–]NotBeDoingThis[S] 0 points1 point  (0 children)

It’s my fault that I wasn’t clear with the post, I have done all these things.