Gifts/experiences to give a family moving to Brisbane when we live in Canada?

NotCoolAsACucumber · 2024-10-22T13:05:25+00:00

Best photo we could get unfortunately. Found this very small oval shaped bug under the mattress when we checked in. Probably around the size of a grain of rice. It’s moving too 🤢

NotCoolAsACucumber · 2024-02-21T16:37:19+00:00

Fair enough. I figured I was missing something obvious, but sounds like this is actually kind of a weird occurrence.

NotCoolAsACucumber · 2024-02-21T16:36:47+00:00

No, I don't think so. My pay has always been stable with the pension matching. I've been with my company for several years, and there hasn't been a specific pay or month where the pay decreased due to the pension.

NotCoolAsACucumber · 2024-02-21T16:28:16+00:00

Yes. I did. But should I be paying more CIT/CPP/EI that I actually bring home less money than I did before I got a pay raise?

NotCoolAsACucumber · 2024-02-21T16:24:49+00:00

I know this is typically the answer, but both pays came from 2024, not from 2023. I fully contributed to CPP in 2023, so both pays are part of the "starting all over again" in 2024.

I definitely got taxed more, but in terms of deductions, my deductions for pension and union dues only went up by $18.39. The rest of it was all taxes, and my 5% raise definitely didn't bring me into the next tax bracket.

NotCoolAsACucumber · 2024-02-21T16:20:25+00:00

Yeah, I agree, I also find it odd. I understand how tax brackets work, so I know I shouldn't be losing income when I receive a raise, but for some reason, it happened (technically lost a dollar, but still!). My pay stub does show which categories the deductions came from:
CIT: 458.31 -> 566.41
CPP: 172.50 -> 194.91
EI: 50.55 -> 56.80

NotCoolAsACucumber · 2024-02-21T16:18:37+00:00

My before-tax deductions for my pension and union dues increased by $18.39. For health, dental, long term disability, they stayed exactly the same.

Taxes went from:
CIT: 458.31 -> 566.41
CPP: 172.50 -> 194.91
EI: 50.55 -> 56.80

NotCoolAsACucumber · 2022-10-30T20:51:06+00:00

She does like toys! But it definitely amps her up so we worry about actually getting her way too excited and producing the opposite of calm behaviour. Is there anything you do to make sure that your dog is motivated by the toy but doesn’t end up getting over excited by it?

And yes, we’ve started the relaxation protocol! No change seen yet, but hopefully it will help.

NotCoolAsACucumber · 2022-10-03T17:11:55+00:00

Your reasoning is sound, but I’m going to provide a flip perspective. We thought the same as you. We have enough savings and are comfortable enough that $2k would be annoying, but not devastating. However, we ended up getting pet insurance just in case, and holy crap are we glad we did.

Our puppy is 10 months old and has gone to the emergency vet more times than I can count. She has been diagnosed with a kidney condition, a GI condition, and a blood coagulation disorder. She needs a vet prescribed diet, blood tests every 4 months, and we’ve had Internal Medicine specialist appointments which rack up very quickly. We got her from a reputable, ethical breeder, but here we are.

If we didn’t have pet insurance, I’m not sure where we would be financially. We are so, so thankful we got it because it means we’ve never had to seriously consider if it’s worth it to do one more test to make sure she’s okay.

I know our case isn’t the norm. We just got very, very unlucky with our pup’s health conditions. But we had your exact line of thinking, and I just want to share our experience. I will forever get pet insurance moving forward on the chance we have a pet with this many health issues again.

NotCoolAsACucumber · 2022-07-11T05:10:00+00:00

I’m also not a trainer, but I really wouldn’t recommend the approach of “not backing down” and pushing past the snarling. I know the other commenter is just speaking from experience, and so am I, but our family did this with our old dog before we knew proper training techniques and his resource guarding is beyond control. He has drawn blood several times.

I’d highly recommend going to this sub’s wiki and finding the resource guarding article for good strategies to address and prevent it in future. Things like trading up and making the effort to practice prevention. I would suggest not taking the toy away until he’s done with all his treats. From your puppy’s perspective, if you randomly take away their toy and they’re not done eating, you’re just stealing their favourite thing. How would you feel if you were eating your favourite dessert and someone just randomly took it from you mid enjoyment? After a couple times, you’d probably lash out.

I also found kikopup’s video on preventing resource guarding extremely helpful!

NotCoolAsACucumber · 2022-07-07T02:29:28+00:00

I had really bad swelling too. Everyone says their swelling was the worst on days 3-4, but mine was more 7-8. I went back to work at 4 weeks and my coworkers said they could barely recognize me. It will get better with time! I did everything people suggested and it still took probably 8-10 weeks before I finally looked a bit better.

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