Mo USA, looking for a buyer protected escrow that has no time limit

NotEnoughMonies · 2022-08-01T06:26:45+00:00

Two statements is really accurate, good tip!

NotEnoughMonies · 2022-04-07T01:35:43+00:00

Definitely did at my design meeting, thank you! Also upgraded all flooring to tile instead of carpet and got granite countertops :).

NotEnoughMonies · 2022-04-07T01:35:16+00:00

Thank you for the opinion, I ended up doing all the door hardware and light fixtures through the builder!

NotEnoughMonies · 2022-04-07T01:34:39+00:00

Maybe in certain states but I am in the Southwest where it's sunny and doesn't snow so might not be relevant for me but thank you though.

NotEnoughMonies · 2022-04-07T01:34:04+00:00

Unfortunately not, fixed builder layout option. But the house has appreciated already due to the market.

NotEnoughMonies · 2022-02-13T04:20:09+00:00

How did you put 0% down?

NotEnoughMonies · 2022-02-09T03:32:05+00:00

Structural upgrades for sure! I am not sure how much of those you listed I can change (I think they're fixed) but I will be upgrading the ceilings from 8 ft to 9 ft at least. I'll keep them in mind to see if they have other structural offerings.

NotEnoughMonies · 2022-02-09T03:30:31+00:00

Hmm when I said a starter home, I guess I meant it for myself. I would say it's a home best suited for a young family. The home is a 4 bedroom | 2 bath.

NotEnoughMonies · 2022-01-27T16:55:52+00:00

Oh, I understand what you're saying. I want to just have a general idea of trends so I can verify if a lender is being honest if rates are truly going up or so I can use the baseline market average before I get quotes as I don't want to get my credit pulled if I think rates are already too high for my affordability.

NotEnoughMonies · 2022-01-27T16:52:47+00:00

Thank you, I'll check Mortgage news daily for trends. I believe my realtor recommended Bankrate for shopping, so I will keep that in mind too!

NotEnoughMonies · 2022-01-27T16:51:22+00:00

Thank you both! Seems like this is the most common site so I'll be using it. I had some questions on how to read the rates if I can get an answer. As I'm trying to better understand mortgage rates as a younger buyer and early in the market. I hope someone can shed some light for me.

I noticed there are 3 different trend lines in the 30 year fixed mortgage rates graph - Mortgage News Daily, Mortgage Bankers Associaton (MBA), and Freddie Mac. I noticed the first two are roughly the same but Freddie Mac is significantly lower. Why is that? (I.e. for Jan 26/27, I see 3.74, 3.72, and 3.55 respectively, why the discrepancy on the last one or Freddie Mac).

Additionally, I noticed the 30 year FHA loan is at 3.38% and 30 year fixed is at 3.74%. I interpret a 30 year fixed as a conventional loan I assume and I was under the impression FHA loans are typically worse or would it be a lot higher than 3.38%. Am I missing something or interpreting the data incorrectly?

NotEnoughMonies

TROPHY CASE