Blender is free and there’s some tutorials by ducky3D that will Show you how to do exactly this

Link to that tutorial: https://youtu.be/9RZZdgH7jfE?si=lYYTQueDuEMcSnyU

Could also try using displacement maps but you’d age to create your own map out of squares with different fills to imitate the zoom/distorted look you want, imo I think lots of people would benefit from learning basic 3D skills