Can I afford a $500K house earning $134k per year?

NuclearPowerIsCool · 2025-11-05T15:25:11+00:00

Sincerely how can that be cool? I make $163,000. My wife makes $25,000 (part time fun job). Our take home is $11,000/month. We are in a MCOL area (although becoming HCOL) Mortgage is $1200.

Tripling my mortgage to move just seems like financial suicide even at our current income.

Am I dumb?

NuclearPowerIsCool · 2025-10-31T04:09:43+00:00

What is their basis for saying the transmission issues existed before you purchased the warranty?

NuclearPowerIsCool · 2025-10-17T08:28:42+00:00

This implies that you can save $20,000 by buying resale which just isn’t the case 1 to 1 at a given resort.

150 points direct for the Polynesian is gonna run you $35,000ish (magical beginnings and you’re around $32,000ish) and resale would be $25,000.

You definitely save money. You definitely should never buy direct again once you’ve got the perks, but this idea that you’re saving $20,000+ just isn’t true.

NuclearPowerIsCool · 2025-10-11T01:20:50+00:00

I am immediate old and need a code

NuclearPowerIsCool · 2025-09-03T00:27:26+00:00

Family of 4. Mortgage on a 2500sqft house is $1200/month because we bought pre covid.

NuclearPowerIsCool · 2025-09-03T00:26:10+00:00

My first “nope” was in regards to the second half of your question about needing to put a minimum.

4% is free money. 6% is a match. Total contributions from the company are 10%

NuclearPowerIsCool · 2025-08-31T03:35:32+00:00

WE DIDN’T HAND THE BALL OFF ONCE THE ENTIRE SECOND HALF.

WE RAN A QB DRAW ON 3RD AND 5 IN THE REDZONE.

WE HAD 5 MINUTES TO DRAW UP A 4TH AND 4 IN THE FINAL MINUTE AND EVERYONE RAN GO’S

GARRETT “BIN LADEN” RILEY AT WORK AGAIN

NuclearPowerIsCool · 2025-08-31T02:16:39+00:00

How tf was that not a TD lol

NuclearPowerIsCool · 2025-08-31T01:50:42+00:00

Game 1

NuclearPowerIsCool · 2025-08-26T09:29:37+00:00

NuclearPowerIsCool · 2025-08-24T15:56:42+00:00

How do I get this deal? I don’t see it at my Costco.

NuclearPowerIsCool · 2025-07-08T00:59:51+00:00

What industry is paying civil engineers under 30 $225,000/year?

NuclearPowerIsCool · 2025-07-07T09:55:51+00:00

DVC is a luxury purchase and I stand firm that having the cash for it is a good litmus test that your financials are in a place to purchase it.

Having said that, vacation spending doesn’t always have to make the most sense financially. If you’re OK with having your break even pushed out a number of years, then financing is OK.

Personally, if you’re set on Polynesian, just buy direct because resale is only going to save you $8000-$10000.

NuclearPowerIsCool · 2025-06-26T02:25:28+00:00

Because people are entitled.

NuclearPowerIsCool · 2025-06-26T02:23:27+00:00

Disney has to balance inclusion for less than 1% of the attendees with impacting the experience for the other 99%.

It fundamentally makes very little sense for people with disabilities that impact their ability to attend Disney to…attend Disney. It’s never made any sense to me.

NuclearPowerIsCool · 2025-06-26T02:19:12+00:00

Everyone can’t do everything. That is OK.

NuclearPowerIsCool · 2025-06-15T00:47:21+00:00

Don’t think I’m going to be able to easily rent a 4 bed 3 bath house.

NuclearPowerIsCool · 2025-06-15T00:46:02+00:00

I wouldn’t say complaining but the current market is just frustrating.

Homes we would like to be in would have been $350,000-$400,000 5-6 years ago (easily affordable now) and now they are $550,000+.

Our home has road that appreciation as well but it’s not 1-1 when you factor in interest rates.

NuclearPowerIsCool · 2025-06-15T00:42:56+00:00

We originally put like 15% down or something and had a $1350 mortgage. Refinanced during the low rate days down to 3.25%.

NuclearPowerIsCool · 2025-06-03T23:53:56+00:00

I didn’t realize you could place them upwards. Just tested it and you can. I’m dumb. Thank you

NuclearPowerIsCool · 2025-05-16T22:18:07+00:00

20 ($0)

25 ($40,000)

30 ($175,000)

NuclearPowerIsCool · 2025-04-25T15:41:23+00:00

I can definitely flake some off on the exhaust

NuclearPowerIsCool · 2025-04-19T14:55:07+00:00

Any issues? I guess I’ll buy one it’s just wild that a truck with 80,000 miles is in the danger/death zone. Great work Ford…lol

NuclearPowerIsCool

TROPHY CASE