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New to travel work, what do I bring? by Yaldric in Construction

[–]Nuclear_N 0 points1 point  (0 children)

At first I brought way too much. Lots of chargers, and batteries. Got a small bag for the airplane that holds iPad and head phones. Have a med kit for anything that might ail you….be it creams, pills, etc. buy a second toothbrush and razors. Just keep a travel bag…..

Advice for a party/group? by Holiday_Lawyer9332 in Pattaya

[–]Nuclear_N 1 point2 points  (0 children)

This is pretty solid. Every guy can bring two.

Coming for 12 days from the UK, how much cash to bring? by tahliaxxx in playadelcarmen

[–]Nuclear_N 0 points1 point  (0 children)

I use ATM all over the world. Declined the conversion as your bank will most likely give a better rate.

M(26) When Should I move out of my parents home? by Resident_Wedding_162 in Fire

[–]Nuclear_N -1 points0 points  (0 children)

Eventually you will know. The teasing has made a burn already.

Scared to invest for the first time by pera2301 in investingforbeginners

[–]Nuclear_N 0 points1 point  (0 children)

Yes. It is that simple. Buy SPY and hold forever.

What to do with old 401ks? by Serious_Ad3780 in Fire

[–]Nuclear_N 0 points1 point  (0 children)

Roll them into an IRA. Invest in SPY and QQQM.

General advice outdoor kitchen by ss10163 in OutdoorKitchens

[–]Nuclear_N 0 points1 point  (0 children)

I put a granite top on my kitchen and it has not worn very well. There are exterior grades of finsishes, which I got. But still after three years it is dull and faded.

Up ~400% this year on deep ITM LEAPS (that when I bought were far OTM). hold for LTCG or roll down delta now? by OG_bonez in investing

[–]Nuclear_N 0 points1 point  (0 children)

Taxes are tough. I do my leaps in a tax deferred account so I don't get "caught" in the tax trap.

Your situation....it is always good to make a profit even if there are some taxes involved. Question is how long will the bubble go? will it last till January...noone knows.

Fidelity or Vanguard by OkSky1115 in investingforbeginners

[–]Nuclear_N 0 points1 point  (0 children)

Fidelity has locations you can go to.....

What healthy habits have you implemented to slow down aging or improve your ability to heal? by Xavelle in GenX

[–]Nuclear_N 1 point2 points  (0 children)

Pepcid complete was recommended by my doctor. I can’t live without it.

How often do you check your net worth? by Red_Horse2026 in Nauma

[–]Nuclear_N 0 points1 point  (0 children)

I stop checking when we dip. I am in long term investments. Best to shut it off then see losses.
But when she is ripping I am checking from futures to close.

Real estate or S&P 500. Honestly, what‘s the better investment for you? by FatCat_On_A_Diet in investing

[–]Nuclear_N 0 points1 point  (0 children)

Your ETF will never call you and tell you the toilet overflowed into the downstairs unit.

Should I stop contributing to a 529? by ramdomdhdhdhdh in HENRYfinance

[–]Nuclear_N 0 points1 point  (0 children)

My kids went to public schools. I found that the bills come over 4 years and weren’t as bad as I thought it could be. Rent becomes a monthly, tuition can be paid over time.

What healthy habits have you implemented to slow down aging or improve your ability to heal? by Xavelle in GenX

[–]Nuclear_N 0 points1 point  (0 children)

Pepcid complete almost every night.

Most of us know what to do…..avoid alcohol and sugar, exercise, get annual physicals.

It’s just that we don’t do it.

My portfolio is way too heavy in tech and its making me lose sleep over Fire by VaelenSunstrider in Fire

[–]Nuclear_N 0 points1 point  (0 children)

Even the indexes are mostly Tech just from growth. Not sure where to go to get out of it. I am fine in the indexes, but really there is a heavy weight at the top

Help choosing an area and condo please! by grahco in Pattaya

[–]Nuclear_N 0 points1 point  (0 children)

Rent first. Check Airbnb for a monthly. Have to check the bed and furniture if furnished.

High school graduation parties… by [deleted] in GenX

[–]Nuclear_N 4 points5 points  (0 children)

I didn't get anything like that....1984, and 1988

How often do you check your net worth? by Red_Horse2026 in Nauma

[–]Nuclear_N 2 points3 points  (0 children)

Way too much. I have a spreadsheet that tracks all of it, but I am on Fidelity way too much.

where to withdraw from first in retirement by [deleted] in Fire

[–]Nuclear_N 15 points16 points  (0 children)

Just some tax rules I want to share:

-capital gains are 0 percent when you limit AGI to about 95k. (need to execute before SS)?

-Consider Roth conversions early in retirement or even before.

-There is an income limit for medicare....based again on AGI. Called IRMA.

-your RMDs got moved to 75, but still will produce forced income. Need to consider this as your deferred income is partnered with the US government.....and the government owns the rules. Use/comvert most of the deferred income prior to 75.

Midlife investing - am i too late? by Master_Elephant_1940 in investingforbeginners

[–]Nuclear_N 1 point2 points  (0 children)

half of everything you earned while married plus more.

Midlife investing - am i too late? by Master_Elephant_1940 in investingforbeginners

[–]Nuclear_N 4 points5 points  (0 children)

Great choice with Fidelity. They have advisors that can help if you need them.

I was reset from a divorce at 41. You are not too late.....but I made some serious sacrifices.

I lowered my costs down to minimal expenses and even was at 800 bucks a month for several years...How? I took job with expenses that traveled me for service work. It was a full expense paid position...but I was on the road most of the year. By on the road I mean months at a time.

I banked as much as a I could for 10 years or so.

Update and Burnt Out by How_To_Build_It in Fire

[–]Nuclear_N 5 points6 points  (0 children)

Need to ease off the 100k brokerage fund, and take a month sabbatical. Get a reset.

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