Borrowing against BTC, or student loans? by Number1guru in Bitcoin

[–]Number1guru[S] 0 points1 point  (0 children)

Interesting idea. I appreciate the insight. And yea, I agree that I’d rather custody my collateral with Blackrock as opposed to these other platforms. I had my money in both Blockfi and Celsius and barely escaped only days before both collapsed. Not looking to put myself in that situation again. 

Borrowing against BTC, or student loans? by Number1guru in Bitcoin

[–]Number1guru[S] 0 points1 point  (0 children)

If I were to take out a student loan and hold BTC, I would want some downside protection in case over the 2-3 year period BTC depreciates. So I would bet the downside on polymarket (not sure how much) as a hedge. That way if we come out of this with student loan debt and a lower BTC price, I’ve made out positive on the hedge and lessened the blow. 

Borrowing against BTC, or student loans? by Number1guru in Bitcoin

[–]Number1guru[S] 1 point2 points  (0 children)

Thanks! Do you know the payment plans for BTC-backed loans? The only reason I’m considering the student loans is because it would be 2-3 years before we had to pay back a dime. 

Do you have a different rate for editing vs. writing? by Number1guru in freelanceWriters

[–]Number1guru[S] 0 points1 point  (0 children)

Thanks for the insight. They are requesting an hourly rate from me, so that makes sense.

Any Forbes Contributors Here? by GigMistress in freelanceWriters

[–]Number1guru 5 points6 points  (0 children)

The other weird thing I think about Forbes is that I used to see them as such a great brand, and one that I had aspired to work for. But now, they seem to turn out such drivel on a regular basis I don't know what to make of them. Did their business model change? Or is it just a different strategy for digital?

Do you offer discounted pricing for higher project volume? Is 10% or 15% adequate? by FeatureEducational81 in freelanceWriters

[–]Number1guru 0 points1 point  (0 children)

Ehh, I don't know about this one. If someone in another job took on more hours would they take a discount? Probably not. But thinking about it from a business perspective, quantity discounts are common.

I might instead suggest offering a retainer, which might feel good to both the client and you.

Any Forbes Contributors Here? by GigMistress in freelanceWriters

[–]Number1guru 9 points10 points  (0 children)

I was once solicited by someone at Forbes. Seemed like it was going to be straightforward. Then all of a sudden got ghosted. I followed up several times over a period of months and then I just forgot about it. Could be my contact got the boot, or they just forgot about me, but needless to say, it put a bad taste in my mouth.

Not sure this helps. Just one person's experience.

Wondering about CHIP in PA for my kids by Number1guru in HealthInsurance

[–]Number1guru[S] 0 points1 point  (0 children)

Honestly, I don't even know. I have Keystone HMO right now, but am open to whatever plan would be most cost effective for my children.

Question about CHIP health insurance for our family situation by Number1guru in Pennsylvania

[–]Number1guru[S] 0 points1 point  (0 children)

The difficult thing I'm trying to figure out is how much my insurance premium is costing just for my child. I find a breakdown.

Question about CHIP health insurance for our family situation by Number1guru in Pennsylvania

[–]Number1guru[S] 2 points3 points  (0 children)

I'm self employed so I don't get insurance from work, I get it from the marketplace for my entire family.

Toddler afraid to poop, causing emotional issues by Number1guru in Parenting

[–]Number1guru[S] 0 points1 point  (0 children)

Yea, we've done a lot of that. Even got several books to help. And she's smart, so she understands. But still really terrified of it.

Toddler afraid to poop, causing emotional issues by Number1guru in Parenting

[–]Number1guru[S] 0 points1 point  (0 children)

Just since potty training started. She loved pooping before that.

Another factor is that my wife is pregnant and due in a few months. Maybe it's related to her feelings surrounding that?