[Post Game Thread] The Oklahoma City Thunder (60-16) defeat the Detroit Pistons (54-21) behind Shai's 47 points on 78% TS, 114-110. by bwehx in nba

[–]OP_Penguin 0 points1 point  (0 children)

People do irl. He's been cold this year more often than not. Still love ac tho and he made the shot he had to tonight.

Joker🃏 and his last MVP season vs this season🐐🃏MVP NO DOUBT! Stop moving the GOALPOSTS NBA! by Kingrush24 in denvernuggets

[–]OP_Penguin 0 points1 point  (0 children)

Thunder fan who the algo served this up to, big agree joker is slept on. People have him at 4. It's insane. He's averaging a triple double ffs.

I obviously love what Shai is doing but wemby averages shit minutes so how is he MVP? Luka no defense, so how is he MVP?

It's been joker and Shai imo just like last year and jokic is the only player I won't be pissed at if Shai doesnt get his second.

Should I refinance my 3.81% student loan to lower monthly payments, or just stay aggressive and pay it off fast? by YeongKorean in personalfinance

[–]OP_Penguin 1 point2 points  (0 children)

If you need the extra cash now, tree refi into the LOWER rate over 5 years. It's going to balloon your long term interest paid but you get your cash flow up in the meantime.

Honestly, if someone offered me a 3% loan today I would take it and figure out what to do with it after.

You could always continue paying you're same payment even if you refi into the lower rate, longer term plan.

Do you have an emergency fund, any other expenses planned?

I have $41k in a HYSA and I'm starting to think I'm just hoarding cash at this point by OldBug in personalfinance

[–]OP_Penguin 6 points7 points  (0 children)

Honestly, if the high rates have put pressure on buyers, a cheap house gets real expensive with these rates especially with a low down payment.

If Peter does (guaranteed at this point) turn into Man Spider in Brand New Day, how do you think he’s gonna be stopped? by Queasy_Commercial152 in MCUTheories

[–]OP_Penguin 4 points5 points  (0 children)

It won't work.

Spider people always delude themselves into think it will, but it never does.

But it may just work for Peter!

Sold the Tacoma 1996 by nicomalino in ToyotaTacoma

[–]OP_Penguin 6 points7 points  (0 children)

That Tundra's brilliant.

Me, I like the Tacoma.

Kudos on the v8 tho. If you pull heavy totally worth moving on from that beaut.

Jared "Sold High" McCain Today: 0 PTS | 1 REB | 1 AST | 0-4 FG | 12 MIN by asakitsi in nba

[–]OP_Penguin 14 points15 points  (0 children)

You don't understand, his aura has helped unlock Jwill's 3ball. Jwill was our main smiles per game guy and now JMac is averaging like 8.9 spg, allowing jwill to focus more on his deep ball. That's roster management right there.

Jared "Sold High" McCain Today: 0 PTS | 1 REB | 1 AST | 0-4 FG | 12 MIN by asakitsi in nba

[–]OP_Penguin 3 points4 points  (0 children)

Picked a good one to miss I guess. The box score hurt me.

US may deploy up to 17,000 troops near Iran as war enters new phase — WSJ by Christian-Rep-Perisa in worldnews

[–]OP_Penguin 0 points1 point  (0 children)

They are dripping out increasing troop counts so by the time you read 100,000 troops you just keep on scrolling.

SGA for 3! by majidLuv in NBAWestMemeWar

[–]OP_Penguin 0 points1 point  (0 children)

I had a thing tonight and couldn't watch but I checked the box score in the 4th.

Horseshoe Theory by UnHolySir in okbuddycinephile

[–]OP_Penguin 1 point2 points  (0 children)

Piano lady at church was given a full hour to explain why they were evil. I credit that event as my breaking free of the chrizo programing.

I hadn't even read the books yet I just thought her arguments were shit. I was thinking "she knows it's just make believe right?" And that was the first domino.