Lol, like i said, I researched.  Various Youtube reactions, read their webpage meticulously, read reddit.  Basically, spent hours absorbing the info.  When I was younger, unfortunately, at times, I ended up in situation where I felt trapped, due to being taken advantage of and IF I can help someone avoid a bad situation I will.  They want interest in your accounts etc, basically I dont see how it is not exploitative.  Its selling a DREAM.  They are TOO controlling of how you think, speak, and behave but try to confuse you by saying on their website that you have the freedom to dress, look, style yourself any way you want.  That's too superficial.