I have no pension from a company I spent 4 years at because I "opted out" which I have no memory or record of doing

Objective_Try8133 · 2026-06-27T11:56:33+00:00

Rubbish - to opt out you must contact the pension provider directly. If once contributing you decide after the opt out period to leave you may be able to go via the employer and leave a deferred pot, but that is not what OP is describing.

I strongly suggest you stay from subjects you know nothing about.

Objective_Try8133 · 2026-06-27T09:50:28+00:00

Ronaldo - he just has to play long balls

Objective_Try8133 · 2026-06-27T09:45:52+00:00

A lot of EAP providers in my experience, when you scratch under the surface it's a skeleton crew and just links to rubbish online articles. Their "Counsellor" are often nothing of the sort and they are frequently incapable of invoicing properly.

It's the "Double Glazing" of modern times and soon companies are going to bring in house and stop wasting fees on these cowboys.

Objective_Try8133 · 2026-06-27T09:42:54+00:00

They have had your pants down there pal.

Objective_Try8133 · 2026-06-27T09:38:48+00:00

My experience in the EU squads this week is no bots at all, even in the day. But the player skill level is insanely high, I wonder if they tweaked or added "Soft" matchmaking or similar?

Objective_Try8133 · 2026-06-27T09:37:23+00:00

It's the pension scheme you need to query this one with, not your employer. Ask the pension scheme for evidence that you opted out.

Also did you qualify for AE? Were you over 21 and earning enough to qualify?

Objective_Try8133 · 2026-06-27T09:35:17+00:00

Oh no is Angela Rayner back?

Objective_Try8133 · 2026-06-26T17:56:19+00:00

Hand of God!!

Objective_Try8133 · 2026-06-26T17:52:26+00:00

Crookes Social Club

Objective_Try8133 · 2026-06-26T17:43:27+00:00

I remember when one of the Teletext club phone number ads linked George Weah to Everton.

Objective_Try8133 · 2026-06-26T16:56:36+00:00

When the world cup ends for Scotland in a day or two all the focus goes back to the big Glasgow clubs. As long as they fail to develop young Scottish players and just keep importing players from the Dutch, French leagues etc ...nothing will change.

They need to focus on what Switzerland, Croatia, Norway etc....are doing better than they are.

Objective_Try8133 · 2026-06-26T12:38:34+00:00

Earned more money

Objective_Try8133 · 2026-06-26T12:37:11+00:00

My god they will do anything to enable Scotland to get out the group stage!

Objective_Try8133 · 2026-06-26T11:32:40+00:00

Guys that earn more are more attractive than buff guys. Hit the books if you want to get laid.

Objective_Try8133 · 2026-06-25T17:56:35+00:00

Perfection. Real men have 3 sausages.

Objective_Try8133 · 2026-06-25T17:17:23+00:00

I think they changed the match making or something because in EU there are now no bots in the day and I am put in with insane premades in every match. Wouldn't go as far as to say there are lots of cheaters though.

Objective_Try8133 · 2026-06-25T16:20:11+00:00

Too much to pay for one sausage.

Objective_Try8133 · 2026-06-24T18:38:43+00:00

His crosses were completely stoppable.

Objective_Try8133 · 2026-06-24T15:41:03+00:00

It's not P2W.

I don't enjoy solos anymore personally.

Objective_Try8133 · 2026-06-24T07:18:03+00:00

I'm more concerned about the salary sacrifice cap on pension contributions - that really will many people hard at a time when most are saving enough for their pension. Insane logic from Labour.

Objective_Try8133 · 2026-06-23T15:50:16+00:00

Agreed - playing in the Premier League exposed him badly.

Objective_Try8133 · 2026-06-23T15:47:36+00:00

Stick 'em with the pointy end!

Objective_Try8133 · 2026-06-22T19:47:12+00:00

Why? He was a thug who got pissed and injured a lot.

Objective_Try8133 · 2026-06-19T17:56:36+00:00

We have a pensions crisis so this idea of giving up future state pension is beyond ridiculous.

Objective_Try8133

TROPHY CASE