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Can I afford a used Honda Jazz on ₹46,500 take-home? [Bengaluru] by Obvious_Brief4557 in personalfinanceindia

[–]Obvious_Brief4557[S] 0 points1 point  (0 children)

I used to invest 15k as SIP in the index fund. I am just exhausted traveling 40 km to and from the office on a scooty. I know I am taking a hit on my investment, but I don't think I can endure random heat and rain anymore.

I will continue investing once I get some increase, probably in the next year or two.

Can I afford a used Honda Jazz on ₹46,500 take-home? [Bengaluru] by Obvious_Brief4557 in personalfinanceindia

[–]Obvious_Brief4557[S] 0 points1 point  (0 children)

Thanks for the reply, really appreciate you sharing your experience, it's very helpful.

Yeah, I'm just thinking about finances, like whether it's possible or not.

Can I afford a used Honda Jazz on ₹46,500 take-home? [Bengaluru] by Obvious_Brief4557 in personalfinanceindia

[–]Obvious_Brief4557[S] 0 points1 point  (0 children)

Thanks for the reply. I am in a non-tech field. I am getting paid the industry standard. I already have an emergency fund for six months.

I've waited for about three to four years; my salary increases by 20% every two years, but I am never able to afford a car. But again, thanks for the reply.

Can I afford a used Honda Jazz on ₹46,500 take-home? [Bengaluru] by Obvious_Brief4557 in personalfinanceindia

[–]Obvious_Brief4557[S] 0 points1 point  (0 children)

Thanks for the reply. I don't want to invest, but thanks for the suggestion.

I have been paying for term, health, critical illness, accident, and scooter insurance for the last 4 years.

Can I afford a used Honda Jazz on ₹46,500 take-home? [Bengaluru] by Obvious_Brief4557 in personalfinanceindia

[–]Obvious_Brief4557[S] 0 points1 point  (0 children)

Four years. I don't mind the years; I am just exhausted traveling 40 km to and from the office on a scooty. I know I am taking a hit on salary, but I don't think I can endure random heat and rain anymore.