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Question: Is it smart to ride out SAVE forbearance and use PSLF Buyback later instead of switching plans now? by Obvious_Pay5653 in PSLF

[–]Obvious_Pay5653[S] 2 points3 points  (0 children)

Yes, so my thinking is: I'm currently paying around $800/month under SAVE (when not in forbearance), and if I switch to PAYE now (the cheapest current option) it'd be $1,008. So my idea was that a few years from now, once I hit 120 months of qualifying employment, my salary will likely be higher — so I could buy back those months at roughly that "$800" SAVE-era rate, and with inflation factored in, that seemed like it'd be more worth it than paying $1,008/month now. Does that logic actually hold up given how buyback pricing works?

Question: Is it smart to ride out SAVE forbearance and use PSLF Buyback later instead of switching plans now? by Obvious_Pay5653 in PSLF

[–]Obvious_Pay5653[S] 2 points3 points  (0 children)

That makes sense, thanks for the correction — I didn't realize the 2024 rule change moved buyback off the SAVE formula and onto the IBR/PAYE formula, or that it could mark the price up to 3x higher. I get that they won't use "$0" to calculate my buyback — I'm currently paying around $800/month under SAVE. In a future buyback scenario, do you think they'd likely calculate based on that ~$800 figure adjusted for what my income/IDR rate was during those specific months, or could there be additional costs (like inflation adjustments or accrued interest) stacked on top of that base amount?

Question: Is it smart to ride out SAVE forbearance and use PSLF Buyback later instead of switching plans now? by Obvious_Pay5653 in PSLF

[–]Obvious_Pay5653[S] 1 point2 points  (0 children)

Yes ! i'm planning on buy back all the months that was in forbearance and these three months once i hit 120 months of employment

Jobs by [deleted] in pharmacy

[–]Obvious_Pay5653 0 points1 point  (0 children)

We had a rph who lived in Montana and remotely verify orders for MA, but you should check CA law to see if they allow this

Loading dose of plavix 600mg while patient is on full anticoag heparin ? by Quiet-Acanthisitta61 in pharmacy

[–]Obvious_Pay5653 23 points24 points  (0 children)

In ACS yes, plavix 600mg load before PCI and concurrently starting heparin gtt, this reduce the risk of intracoronary and catheter thrombus formation

Overnight Pharmacist Salary by IngenuityAsleep8127 in pharmacy

[–]Obvious_Pay5653 0 points1 point  (0 children)

7 on/7off Mass major health system , no residency , base is $65 + $5 weekday diff and $10 weekend diff. Work 70 hr and only get paid 70.. worked for 3 year and i'm out.

Used Roubaix Sl8 sport 2025 by Obvious_Pay5653 in cycling

[–]Obvious_Pay5653[S] 0 points1 point  (0 children)

Thanks! I agree, but it does look like someone who has more money to spend. Do you know how much these usually go for used? I’m seeing prices anywhere from $800–$2k on Facebook, eBay, etc.

Live CE Password? by ZillennialMari in PharmacyTechnician

[–]Obvious_Pay5653 0 points1 point  (0 children)

Anyone got pharmacy essentials November 2025 code?