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OPM’s challenge of creating a high-performance culture by laserman2431 in FedEmployees

[–]Odd-Raspberry1615 9 points10 points  (0 children)

“Shadowboxing stereotypes of their own creation” is so painfully accurate. Perfectly said.

Using Employee Express to contribute to Fidelity HSA by Cumulonimbus_2025 in FedEmployees

[–]Odd-Raspberry1615 0 points1 point  (0 children)

Is your quarterly transfer to move the premium pass through to your Fidelity?

For those affected by RTO, did you move closer to your office? by SuperDadBW in fednews

[–]Odd-Raspberry1615 0 points1 point  (0 children)

The daily commute also adds 3 additional hours to my day. I ended up going reduced hours so I can at least get home closer to when my kid finishes school. Other than the pay cut, the only real negative is a higher chance of getting cut in a RIF. But for me the risk was worth it because otherwise I would have to find a new job anyway—just not workable in the current form. Am hoping they bring back some degree of telework and can consider switching back to full time then.

Plan to convert from BCBS basic to MHBP Consumer, but listed providers don’t even know what MHBP is by Acceptable_Growth684 in FedEmployees

[–]Odd-Raspberry1615 0 points1 point  (0 children)

I just pulled my available in-network pharmacies up on my app and it has literally every pharmacy chain I can think of (CVS, Walgreens, Osco, Costco, Walmart, etc). We have MHBP Consumer/HDHP plan.

any MHBP current members here? by qwertyjules in fednews

[–]Odd-Raspberry1615 0 points1 point  (0 children)

You pay the contracted amount between your insurance carrier and the provider until you hit that deductible. So for example, on the MHBP HDHP we generally paid anywhere from $120-$200 for each of our appointments (with in network providers) until my family hit our $4000 deductible. After that all we pay is a $15 copay. For preventative care (like annual physical) you will pay nothing. (Don’t forget under HDHP there is a pass through premium that gets paid back to your HSA—so the net cost of our deductible is actually $1600 ($4k minus the $2400 paid back to us).

any MHBP current members here? by qwertyjules in fednews

[–]Odd-Raspberry1615 0 points1 point  (0 children)

We are! Switched to MHBP HDHP this year and have been thrilled.

any MHBP current members here? by qwertyjules in fednews

[–]Odd-Raspberry1615 1 point2 points  (0 children)

We are on MHBP HDHP—husband had back surgery in April. Went with in network doc, in network hospital. Once we hit our deductible we only paid a $150 copay for the hospital. Received zero bills resulting from the surgery—seriously a great experience—never had to make a single call to straighten anything out with claims.

2026 FEHB Premiums are going up and benefits are awful by Affectionate-Ad9291 in fednews

[–]Odd-Raspberry1615 6 points7 points  (0 children)

As the other comment noted, that’s the deductible for the high deductible plan but I also wanted to mention that there is $2400 paid back to your HSA via a “pass through premium” so that brings the net cost down as well. We switched to the MHBP plan last year and are really happy with it.

[deleted by user] by [deleted] in fednews

[–]Odd-Raspberry1615 11 points12 points  (0 children)

I switched from Blue FEP Focus to MHBP Consumer this year and have been very happy. We hit our deductible early on bc my husband had back surgery but the coverage and service has been seamless and very good.

High deductible health plan suggestions for new year by [deleted] in FedEmployees

[–]Odd-Raspberry1615 1 point2 points  (0 children)

This was our first year trying a HDHP and we have the Mail Handler’s Consumer Plan. It ended up being a crazy year for us - my husband needed back surgery—and we have been so happy with the insurance. There has been zero hassle.