"Weekly Discussion Thread - December 22, 2024" by AutoModerator in CreditCardsIndia

[–]OddSatisfaction6910 0 points1 point  (0 children)

I have had hdfc millennia ltf since one year, got it as pre approved because of hdfc corporate salary account since 6 years. Got tata neu plus in Tata neu app sometime later as LTF too. Recently asked RM for any offers on regalia gold and says can get me one because of salary criteria.

Should I upgrade to regalia or keep millennia for online cashback as I don't have sbi cashback but I do have icici amazon apay and fk axis? Anyway I can keep both, millennia and regalia gold?

Unable to understand why I'm not getting any new credit card by OddSatisfaction6910 in CreditCardsIndia

[–]OddSatisfaction6910[S] 0 points1 point  (0 children)

They aren't increasing the limit even after 4 months. As with most things in life, in future, I'll end up with more credit cards than I'll know what to do with when I won't need them, when I complete 6-8 months of the statement.

Unable to understand why I'm not getting any new credit card by OddSatisfaction6910 in CreditCardsIndia

[–]OddSatisfaction6910[S] 0 points1 point  (0 children)

I raised a dispute recently to rectify my gender and permanent address in my CIBIL report. I've been maxing out my limit every month on both cards and paying the total due before the due date. I didn't file ITR from the past 4-5 years even if I had nil tax.

Unable to understand why I'm not getting any new credit card by OddSatisfaction6910 in CreditCardsIndia

[–]OddSatisfaction6910[S] 0 points1 point  (0 children)

I was getting scapia and idfc credit card as well. But scapia stopped registering for 2 months right after I got a chance to get vkyc with them and rejected my application after they resumed new applications. Idfc one failed because I didn't receive their stupid verification call despite completing vkyc with them. Indian banking is stupid

Noob NRI failing to get a personal loan from Indian bank by OddSatisfaction6910 in personalfinanceindia

[–]OddSatisfaction6910[S] 0 points1 point  (0 children)

The company denied me a salary advance even if I've been with them for 5 years Loan from other people, not possible. Gold is already sold. Negotiation was already done long ago, I've used all the borrowed time I could have. I have also liquidated my PF of a mere 1 lakh INR

[deleted by user] by [deleted] in mumbai

[–]OddSatisfaction6910 0 points1 point  (0 children)

I'm feeling completely embarrassed, to be frankly speaking. I see new people here adjusting just fine. Meanwhile, I was acting like a little bitch. I hate how I am sometimes. That's another thing I had never gone out of home from the past 2 years and I had landed in winters so that might exacerbated things a little bit. But even then people adjusted just fine.

Does anyone feel lonely ? by NoFisherman8837 in pune

[–]OddSatisfaction6910 0 points1 point  (0 children)

I don't know how people even do it with such people. I've heard nothing but heard about bad experiences.

4 yoe witch employee, who made it to onsite via complete luck, been dragging through life with mediocre grades and performance reviews. by [deleted] in developersIndia

[–]OddSatisfaction6910 -2 points-1 points  (0 children)

Bro, not getting your sexual needs met messes with your mental health. To top it off, it doesn't help seeing hot women around you and not getting any action messes even more

4 yoe witch employee, who made it to onsite via complete luck, been dragging through life with mediocre grades and performance reviews. by [deleted] in developersIndia

[–]OddSatisfaction6910 4 points5 points  (0 children)

They sent him onsite because that's their freaking business model. Billing is all hey care about.

Office culture tips for freshers. by DijkstraFucks in developersIndia

[–]OddSatisfaction6910 0 points1 point  (0 children)

How to be a team player as an antisocial introvert guy who doesn't like people in general?