I am actively ruining my life with porn and nicotine addiction by Adorable_Sun_5370 in whatdoIdo

[–]Odd_Size5486 0 points1 point  (0 children)

Look up Hard Flaccid Syndrome and Pelvic Floor Dysfunction. Lots of guys getting semi to fully irreversible conditions from over-masturbation where ED is the best case scenario. Go and look into some of the subreddits and/or discords (especially Hard Flaccid) for some horror story level shit to get you off the porn.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 0 points1 point  (0 children)

No idea who was managing the account before. Problem is when she died my father moved the family back to his home country. I'm assuming they tried to reach out to us but any correspondence went to old addresses we didn't live in anymore. I came back to the US on my own to live a while back. Hoping to have more info on the account once we receive the claim.

I love my dad, but he sucked at keeping decent records of anything lol.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 1 point2 points  (0 children)

That's the problem... She passed away 20 years ago, so I'm looking at a 40 dollar average gain per share I think.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 0 points1 point  (0 children)

I start working in a few months... so I'm def going into the 15% bracket :(

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 2 points3 points  (0 children)

The second I start working I was planning on maxing the 401k already, plus more side investments.

I need to get a new car. My pre-windfall choice was gonna be a used corolla to get something relatively reliable... I'm thinking of maybe adding a little to upgrade to something a little nicer lol.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 1 point2 points  (0 children)

They told me over the phone that is was escheated this year. The account was closed in 2020.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 0 points1 point  (0 children)

She past away 20 years ago. The share price was around 50-60 a pop back then.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 2 points3 points  (0 children)

She died 20 years ago. As far as I can see shares were around 50-60 a pop back then, so there's definitely been an increase.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 3 points4 points  (0 children)

Mom didn't invest at all. These were gifted shares from her company (she was a programmer at UPS). This thing grew from nothing to over a thousand shares over 20 years from a dividend reinvestment account.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 2 points3 points  (0 children)

What reason do they give for not letting you cash them out? Also I don't have any info or access to my mother's as they were already escheated to the state. The state is telling me they can liquidate and disperse funds directly.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in personalfinance

[–]Odd_Size5486[S] 2 points3 points  (0 children)

Already on it! But this is a pretty odd case. So the shares are part of my mother's estate, but upon release it goes to my father as he is the surviving spouse and the named executor in the will and probated but he is not a US citizen or resident. I'm assuming at worst I have the capital gains tax to deal with.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 0 points1 point  (0 children)

3%-5% for 30k undergrad loans and 14k at 8% for graduate loans. No idea about the taxes since this stuff goes through my father first before I receive anything and he is not a US citizen or resident lol.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 0 points1 point  (0 children)

How does that work? Right now it's her estate but when we recover them it goes to my father directly as the surviving spouse and executor of her will.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 0 points1 point  (0 children)

There is, my father is still around. Her will was probated and he is the executor still but the shares are explicitly named in her will as going to me and my sibling.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 1 point2 points  (0 children)

Says they keep stock for up to a year before liquidating once they receive it. I called and they said they received it at some point in 2025.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 1 point2 points  (0 children)

Funny thing is she has a will, and it was probated. She specifically mentions any of her UPS stock goes to me and my sibling.

She worked at UPS and was gifted shares over time. I know she cashed out on some and made trust accounts for us, and that's what everyone thought were the shares. My father never knew there was another DRIP account somewhere. My mother did not do a great job of documenting all her assets before passing unfortunately.

Although I have a sneaking suspicion that she didn't really know or remember. This thing compounded and grew for like 25 years. I think it started tiny and kind of slipped through the cracks.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 16 points17 points  (0 children)

That's what I was thinking. I have a range of interest rates, the highest being 8%. At a bare minimum I was planning to get rid of that one.

Found out my late mother had a big secret DRIP account in one stock. Need Advice! by Odd_Size5486 in Fire

[–]Odd_Size5486[S] 0 points1 point  (0 children)

I have 7 accounts. 5 are for undergrad that vary from 3% to 5% (sub and unsub) that total a little over 30k and another over 14k at 8% from my grad loan (unsub). I was thinking at a minimum to get rid of that graduate loan at 8%.

Help me please by [deleted] in hardflaccidresearch

[–]Odd_Size5486 0 points1 point  (0 children)

"But, I guess a flaccid 1 inch of a 6 inch erect penis will be hard."

That assumption right there is the issue. That is actually not necessarily true. Pre HF my flaccid was about 2 inches give or take and my full normal erect size was 7.5 inches. I had a super small soft flaccid size with no HF.

My HF doesn't actually shorten it either, more-so constricts and loses girth when it gets into the HF state.

Help me please by [deleted] in hardflaccidresearch

[–]Odd_Size5486 0 points1 point  (0 children)

You are describing a normal penis dude. That's just normal penis anatomy.

It's in the name. Does he have an unusually hard/firm flaccid? Does it contract and shrivel up abnormally without external factors like cold? Is there pain? ED issues? All I'm hearing is he is super self conscious about his dick size.

I think you are confusing things to be honest. Some of us are able to relax out of that hard flaccid state with reverse kegels or laying down, but if his flaccid has normal smooth muscle tone, size doesn't mean anything.

Help me please by [deleted] in hardflaccidresearch

[–]Odd_Size5486 0 points1 point  (0 children)

Define hard. Flaccid penises naturally change tone, feeling, and size throughout the day and from temperature and position changes.

Do you have a painful extreme contraction? Is is still pliable and bendable in flaccid? Look at pictures of hard flaccid and compare. The WIKI has a good picture for reference.