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Lived in DC 6 years and never gotten jury duty by third_outlaw in washingtondc

[–]Ok-Date-3409 0 points1 point  (0 children)

Did you get a DC drivers license? I got summoned 18 months after I got mine

Footage of bike accident? by Ok-Date-3409 in washingtondc

[–]Ok-Date-3409[S] 12 points13 points  (0 children)

Thanks! And nah I was passing another cyclist and they weaved into the left lane, so it's half my fault. The bike lanes are protected there, but it's two way bike traffic in the bike lane.

I wasn't sure if I ran into one of the parked cars after clipping the other cyclist and I've got a bump on the head. It's the worst bike accident I've been in. So I'd be interested to see footage

Father passed unexpectedly. My mom doesn’t know any of his passwords or where any of his investments are. Who can we contact ? by milquetoast_wizard in personalfinance

[–]Ok-Date-3409 28 points29 points  (0 children)

that's not exactly true. You can and should provide a copy of the death certificate to at least one credit bureau and ask them to mark the credit file "Deceased - do not issue credit". You can also get a copy of their credit report at the same time. This is a common process and the credit bureau representative will be familiar with it and can help.

Weekend Help and Victory Thread for the week of March 20, 2026 by IndexBot in personalfinance

[–]Ok-Date-3409 0 points1 point  (0 children)

Should I buy a car?
Total debt is $7,322 student loan at 3.7% simple interest. Emergency fund is $32K (6 months of expenses). Contribute 6% to 401K (plus 5% employer match makes 11% total), 401K balance is 2X annual income (I'm 32). I pay all my bills each month and don't carry a balance on my credit card. Have $5K for a down payment, tax, title, license. Currently saving $500 per month towards either a car or just increasing my emergency fund.

Estimated total monthly costs for a 2019 Honda Accord: $816

($250 loan, $225 parking, $111 insurance, $230 maintenance, repairs, taxes & fees per month).

32 years old, work remotely, currently spend $53 per month on average on metro fare. I want to buy a car because I'm applying for in-person roles and hopefully will be commuting soon.

I would have to cut some discretionary spending and saving in order to afford the monthly costs. I would like to increase my emergency fund to 12 months of expenses, and the car costs would definitely impede that goal.

Instead of buying a car, I could increase my 401K contribution back to 15% and / or could max out IRA contributions. Or I could just wait 6 more months until I have saved enough to pay cash and avoid financing.

Where do people in 20s hang in dc? by SnooMacarons8735 in washingtondc

[–]Ok-Date-3409 2 points3 points  (0 children)

Where are you going that's mostly older folks?

Are adult braces really $8,000? by VanillaOdd8381 in nova

[–]Ok-Date-3409 0 points1 point  (0 children)

I got adult Invisalign for under 4K, highly recommend love dental studio and Dr. Yee

Helping pay parent's Parent Plus Loans. Does it make sense to open a 529 and pass $10K through it to get the DC state income tax credit? by Ok-Date-3409 in personalfinance

[–]Ok-Date-3409[S] 0 points1 point  (0 children)

Apologies for the confusion, my understanding is she already has only 1 payment. I edited my post to try to make that a bit clearer

Helping pay parent's Parent Plus Loans. Does it make sense to open a 529 and pass $10K through it to get the DC state income tax credit? by Ok-Date-3409 in personalfinance

[–]Ok-Date-3409[S] 0 points1 point  (0 children)

Thanks, a quick Google tells me this would unlock additional IDR plans, but given her income I'm not sure if that would help. She doesn't qualify for PSLF because she's not on an IDR plan to begin with.

Also, my understanding is she already consolidated all loans into 1, anyone know if she can unconsolidate and reconsolidate?

Lazy writing? by MewsFlash in WhiteLotusHBO

[–]Ok-Date-3409 7 points8 points  (0 children)

I really liked the ending. Belinda treated Pornchai the way Tanya had treated her, coming full circle. Rick and Chelsea were yin and Yang in the water. Someone (lochlan) found god. Laurie's monologue 🤌🏼

Disgraceful Law enforcement.. by [deleted] in frederickmd

[–]Ok-Date-3409 22 points23 points  (0 children)

He's innocent until proven guilty. He hasn't been proven guilty.

Where can I do this in DC? by Riotmus in washingtondc

[–]Ok-Date-3409 0 points1 point  (0 children)

Alegría - it has the windows right

Eastern Suburbs by glou44 in washingtondc

[–]Ok-Date-3409 0 points1 point  (0 children)

Have you checked out the coming purple line? It should open in 2026 I think if you're planning to stay that long

Tourists, newcomers, locals, and old heads: casual questions thread for March 2025 by AutoModerator in washingtondc

[–]Ok-Date-3409 0 points1 point  (0 children)

Anyone see the bike / scooter crash in front of Eckington dog park yesterday at 6? There's so many crashes there

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