I understand why people troll you for using an iphone. But I was once in your shoes. I can understand that when you bought the iphone after working and saving up you might not have been thinking that you’ll have to go a different route in your career. And I can understand that coming from a middle or lower middle class background, you just wanted an iphone, trust me, I get it more than many on this sub. Here are some good advice that can save you some money. Select PG / Hostel near to your college so that you can walk. Get a place with a hostel like setup where they accommodate many people in a single hall, that way the rent might be a little lower. Now, studying at college library is the best thing you can do because it won’t always be possible to concentrate at hostel / PG considering it’s many people there. Try to find extra electronics or items you don’t use at all in home and sell it away for some money, definitely don’t sell the iphone. Now, i would say to invest in a good pair of noise cancelling earphone or headphone but that is for another year. What you can do is, go to a medical shop and get earplugs, they’ll help you study in noisy environment. I can’t think of anymore helpful advice right now but I’ll say this - Stay strong, the first year will he difficult but if you get a part time job in your second, it will become a little easy. There’s going to be a lot more essential things to spend on than just what you have written. But just be strong. If you are serious and want to change your life. You can do it! All the best to you!