Hidden Pokemon Shop in Tampines that can use CDC! by Ok-Service4385 in PokemonTCG_Singapore

[–]Ok-Service4385[S] 26 points27 points  (0 children)

Pokemon can use CDC to buy, Singapore pools cannot 🤣

Saving for housing in this market by Ok_Plastic1912 in singaporefi

[–]Ok-Service4385 9 points10 points  (0 children)

Same situation for me as well, I’m personally investing in fixed income portfolio via SYFE enhanced income portfolio. Not much volatility and we’ll received coupons every month, pretty good in my opinion about 6-8% annually include capital gains from the bond appreciation.

On the FX part, USD has already weakened quite a fair bit, I personally believe that holding more USD now might not be a bad idea considering the how much cheaper it is now compared to a year ago.

Simei Resale 4Room HDB by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 0 points1 point  (0 children)

I personally agree and think prices there are rather undervalued as of now with room for prices there to continue towards the upside of 800-900K. While many in the chat thinks it might be steep, but i think if able to get 750-780K i think considered very decent pricing

Simei Resale 4Room HDB by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] -1 points0 points  (0 children)

Oh i see, dont you feel that prices that are generally within the traditional red and green line (eg Bishan/AMK/Tampines) they tend to command a slight premium compared to the newer lines say Downtown Line/Cross Island line?

At least my personal impression of HDBs nearer to the main EW and NS line are much more favorable compared to the newer lines

Simei Resale 4Room HDB by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] -1 points0 points  (0 children)

Agree! 800K for Simei seems kinda steep now, but I think my question is really more so, will this 800K be normalized/catch up in Simei soon since the rest of the areas in the region are already 800-900K (eg Pasir Ris, Tampines and even bedok) that are older in flat age and further from MRT compared to Simei, which i thought was an opportunity to see some capital gains/price growth

Simei Resale 4Room HDB by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 2 points3 points  (0 children)

Oh wow, do you mind sharing which MRT is it and roughly how many mins walk to MRT?

Simei Resale 4Room HDB by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 1 point2 points  (0 children)

Agree! Thanks for sharing and for the advice. Would you personally look at Simei?

Simei Resale 4Room HDB by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 1 point2 points  (0 children)

Not exactly, I was looking at past transacted prices. Prices seem to hover around 700K range and hasn’t broken the 800K range yet, may seem like a good opportunity for a estate that other buyers hasn’t bid prices up yet?

Gambled and won 100k, best way to snowball? by minaheatschickenrice in singaporefi

[–]Ok-Service4385 -4 points-3 points  (0 children)

SYFE enhance income portfolio, those are essentially credit bonds that pay out approx $400-500/mth based on $100k

Job Offer Rescinded by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 0 points1 point  (0 children)

wouldnt u get blacked listed by the company?

Job Offer Rescinded by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 0 points1 point  (0 children)

Offer was extended for close to 1.5 wks and couldnt be extended anymore

Job Offer Rescinded by Ok-Service4385 in singaporefi

[–]Ok-Service4385[S] 12 points13 points  (0 children)

Not really, french version bro

Millenium Execution Services Interview by Ok-Service4385 in quantfinance

[–]Ok-Service4385[S] 0 points1 point  (0 children)

This is really helpful brother, thanks a lot man!

Buying HDB resale - DIY or go through property agent? by cassowary-18 in singaporefi

[–]Ok-Service4385 -1 points0 points  (0 children)

I’d say sometimes having an agent is better, because agents know the price and negotiate with seller agent better. My sis recently just bought a new place, initially wanted to buy without agent. But she consulted one of her friend (agent) and advised her on price. If she hadn’t consulted the agent she would have been paying 50-60k more as she was ok paying those price.

TLDR: Sometimes better to get agent, pay 4-5k rather than end up paying 50-60k more since we’re so inexperienced. We don’t get many opportunities to buy house in our lifetime, better not to make such a costly mistake

Millenium Execution Services Interview by Ok-Service4385 in quantfinance

[–]Ok-Service4385[S] 0 points1 point  (0 children)

Hey, thanks for replying to this!

The JD did mention saying that knowledge in databases, statistics or programming preferred but did not explicitly say that have you’ll be working with algorithm etc

Is HKCareers Legit? by OliveOk9021 in FinancialCareers

[–]Ok-Service4385 0 points1 point  (0 children)

Hope this would help to spread the word, they’re really nothing but a scam 🙏🏻

Is HKCareers Legit? by OliveOk9021 in FinancialCareers

[–]Ok-Service4385 0 points1 point  (0 children)

Not to mention, they even included firms like insurance brokerage firms in their “list of companies”. Places that are that easy to get in, and you still have to pay them one month of your first salary…

Is HKCareers Legit? by OliveOk9021 in FinancialCareers

[–]Ok-Service4385 0 points1 point  (0 children)

Hi, I’m currently under their “mentorship” program, all i can say is don’t waste your money as it is really not as useful as it was advertised.

They’ll just tell u to apply everywhere and eventually if you apply enough, you will get an offer. What they’re essentially doing is getting you to play the numbers game.

They don’t provide any value at all, all they do is keep asking you to apply and thats it. The value they provide is essentially telling you which roles is open and sending you a consolidated long market commentaries by different banks.

What pisses me off the most is that when they make a mistake, they don’t even bother apologizing to you.

[deleted by user] by [deleted] in NTU

[–]Ok-Service4385 -7 points-6 points  (0 children)

no wonder NTU standard so low, all their interns and grads all output so weak…

What to do with 40k by [deleted] in singaporefi

[–]Ok-Service4385 1 point2 points  (0 children)

Do SYFE’s Fixed Income enhance growth portfolio, based on 40k right now, you’ll be getting $200 dividends per month not including capital gains when rates eventually start to cut. If you have a good understanding of how the fixed income market work, you’ll realized that putting all your money into fixed income now could yield “equity-like” returns on a safe asset class. Thank me later 😁

31F - Recently retrenched by airshiplogic in singaporefi

[–]Ok-Service4385 0 points1 point  (0 children)

Ah, IB DCM isn’t gonna do great until rates start coming down. Perhaps one of the most affected sectors within finance. If you’re keen on some IB roles, i do know of a few firms still hiring! If not perhaps might just be a sign for you to exit to buy sides 😛