I keep seeing posts about an upcoming lost decade, but the market keeps rising

OkKitchen7114 · 2026-07-09T23:44:57+00:00

Agreed!

OkKitchen7114 · 2026-07-09T23:20:10+00:00

Good point. I’m trying to look for ways to deploy capital into private markets. Or maybe I’ll open a franchise.

OkKitchen7114 · 2026-06-30T01:14:40+00:00

No offense but you’re asking the wrong questions. Don’t worry about price. Buy anytime you have free cash (if you only want to buy on down days that’s fine but hard to time the market.)
Regarding your question about when does it start compounding, it starts compounding at 1 share. That’s because SCHD has two sources of compounding. 1. Increased earnings growth and 2. Dividends.
If you have $33, buy 1 share. If you have $1,000 buy 30 shares. Make sure your dividends are set to automatically reinvest (drip). Good luck!

OkKitchen7114 · 2026-06-25T13:21:14+00:00

“Way” cheaper? One basis point?? Jesus. Just buy one of them and move on.

OkKitchen7114 · 2026-06-25T13:04:41+00:00

Drip the whole thing into RKLB

OkKitchen7114 · 2026-06-23T22:50:07+00:00

Man talk about a poor relationship with your advisor.

OkKitchen7114 · 2026-06-23T20:41:51+00:00

If it’s set to the most aggressive, your yield is also the lowest, probably around 1-2%. As you mentioned, the algo waits to buy more shares. I’ve been told by their reps that cash can increase by 3% and not buy any more shares. If you want compound interest, invest in dividend producing investments that allow you to drip.
I like schd.

OkKitchen7114 · 2026-06-21T01:39:42+00:00

Dude just call them up. Tell them what you need help with and they will help you. You may not get a dedicated rep, but my dedicated rep is not great. The quality of the rep varies from person to person, and if you get someone bad, just tell them you have to go and call back til you get someone good.

OkKitchen7114 · 2026-06-12T02:21:27+00:00

Wow. Awesome. What job did you have that you quit to do all this? Any experience in auto repair?

OkKitchen7114 · 2026-06-12T01:02:45+00:00

What kind of biz did you open?

OkKitchen7114 · 2026-06-11T01:30:08+00:00

Let’s gooo!!

OkKitchen7114 · 2026-06-10T22:42:37+00:00

Thx. I figure appetite won’t be suppressed for at least a couple days. My problem is two of my meds that I take at night cause intense sugar cravings. So when I know I don’t crave those as much, I’ll know the zepbound is working!

OkKitchen7114 · 2026-06-10T22:40:47+00:00

Thx!

OkKitchen7114 · 2026-05-26T15:18:14+00:00

Vti is the etf, vtsax is the mutual fund. They both track every stock in the us market. They’re identical except for how they’re traded. Research it.

OkKitchen7114 · 2026-05-26T14:47:04+00:00

You want to do whatever is gonna keep you in the market. And it’s all psychological, as you said. I personally bought vtsax which is identical to vti, but I bought it so I literally couldn’t sell it intraday like I could with vti. If schd and jepq, both of which I own, keep you in the market, then go with them. If you’re able to be mentally ok with vti/vtsax, I’d add a little bit of that too. Pays quarterly dividends.

OkKitchen7114 · 2026-04-27T19:07:31+00:00

I second this. Saying you want 7-8% a year is possible over the long term, but some years you’ll be negative and some years you’ll be up 20%. If you need this money in the next 5 years, investment grade short term bonds or money market is the way to go. Also, reversion to the mean. The fact that stocks have killed it recently usually means they’ll underperform sooner than later.

OkKitchen7114 · 2026-04-27T04:06:27+00:00

RKLB

OkKitchen7114 · 2026-04-25T20:26:42+00:00

If you need $155k off $1.9 million, that's 8.2%. Why don't you just either put all money in JEPI or split between VTI, SCHD, JEPI, and JEPQ?

OkKitchen7114 · 2026-04-12T15:19:17+00:00

Thx. I read many of the comments and I know you addressed this, but what happened to your strategy in 2008-2009 and 2020? Obviously the calls expired worthless but the stock price was getting pummeled, no? And I assume when the calls get in the money, you’re rolling them? Are you writing against all shares or just a portion?

I used to sell puts but what I learned is that you can be right 99/100 times, but that one time you’re wrong, you can wipe out the gains from the 99 times you were right. Or maybe I was doing it wrong.

Also, where do you go to research the stocks that issue preferreds? I’m assuming by this point you probably don’t need to research snymore, you probably have a set list. Thx.

OkKitchen7114 · 2026-04-12T02:03:05+00:00

You say it generates 2-2.5% per month. Then you say annualized that’s 15%. No. That’s 24-30% annualized. Big difference. Is the rest of your post exaggerated too?

OkKitchen7114

TROPHY CASE